Your Bank and Relief Payment
If you owe money to the bank or credit union where your $1,200 relief payment is being deposited, can it take that money to pay itself first?
Paying Employee Debt in Bankruptcy
If you prefer to pay employee debt, back wages, to a present or prior employee, bankruptcy can help you do so if you use the law in that employee’s favor.
Protecting Your Pandemic Relief Payment
Your pandemic relief payment is subject to seizure by your creditors if they have a garnishment order on your bank account.
Student Loans in the CARES Act
Student loans in the CARES Act include changes for some borrowers—suspending payments, interest, collections, credit reporting.
Consumer Bankruptcy Changes in the CARES Act
The massive $2.2 trillion coronavirus relief law also includes some legal relief for both Chapter 7 and Chapter 13 consumer debtors.
Enhanced Unemployment Benefits Under the CARES Act
The greatly enhanced unemployment benefits mean much more money each week, for longer, for many more kinds of workers, and for many others.
$1,200 under the CARES Act
The huge emergency coronavirus law will provide, "as rapidly as possible," over 80 percent of American adults with money, many getting $1,200.
Independent Contractor Commissions
If you owe sales commissions to an independent contractor when you file bankruptcy, it may be a priority debt. Here's what determines this.
Wages Owed to an Employee
If you owe employee wages when you file bankruptcy, that debt may or not be a priority. Here’s what determines this and why it matters.
A Chapter 13 Plan to Catch up on Past-Due Support
Here's an example of a Chapter 13 payment plan to pay past-due child and/or spousal support, showing how you can catch up safely and sanely.
Catching up on Support through Chapter 13
Chapter 13 gives you a powerful, reasonable, flexible, and even calm procedure for catching up on your past-due child or spousal support.
Conditions for Stopping Support Collections in Chapter 13
Chapter 13 immediately stops the collection of past-due child or spousal support. But to keep that protection you must meet some conditions for stopping support collections.
Unpaid Child and Spousal Support in Chapter 7
Chapter 7 does not stop the collection of unpaid child or spousal support, nor provide any procedure to pay the support. It may still help enough.
A Chapter 13 Plan That Involves Income Tax
Here's an example of a Chapter 13 payment plan to pay income tax, showing how you pay what you can afford and avoid some interest, penalties.
Paying Income Taxes through Chapter 13
Chapter 13's advantages in paying off your priority income taxes become clearer when you see what you don't have to pay.