Crucial Question: When Can I File Another Bankruptcy?
It's a matter of timing. And that timing depends on whether you previously filed under Chapter 7 or 13, and what you are filing under now.
Chapter 13 Can Buy You Time To Sell Your Home
Chapter 13 enables you to possibly sell your home if and when you're ready to do so.
If You Owe Income Taxes
What do you do and not do if you owe income taxes or have ongoing tax liabilities?
Answers about Medical Debt that causes Bankruptcy
Although there is no such thing as medical bankruptcy, medical debt causes many people to file bankruptcy. Below is a Q&A about these issues.
Borrowing to Pay Medical Debts
Borrowing to pay medical debts creates new potential risks. A debt that was easy to discharge in bankruptcy becomes one that you often can't.
Chapter 13 prior to Mortgage and Property Tax Foreclosure
Chapter 13 stops both mortgage and property tax foreclosures. Then you have up to 5 years to catch up on the property taxes.
Health Insurance and Bankruptcy
Having health insurance is extremely important. Both Chapter 7 and Chapter 13 bankruptcy can help you get and keep your health insurance.
Helpful Bankruptcy Law Change
The new pandemic relief law includes some helpful changes to bankruptcy law, including some protection of the $600 economic impact payments.
Affordable Care Act Enrollment Deadline of August 15, 2021
The usual deadline to apply for health care coverage under the Affordable Care Act was Dec. 15, 2020. It's now been extended to Aug. 15, 2021.
Get 6 Months of Your Health Insurance Premium Paid
You could get 100% of your health insurance paid from April through September 2021 if you lost your employer-based insurance during the pandemic.
Avoid Misuse of Your $1,400 Stimulus
Paying your stimulus money to various combinations of creditors, in the hopes of avoiding bankruptcy or before a planned one, is dangerous.
Best Use of Your $1,400 Stimulus? Bankruptcy!?
You no doubt have countless uses for the next stimulus payment. But if you're like some people the very best use is to file bankruptcy. Like who?
Short Extension to Foreclosure Moratorium
The federal mortgage foreclosure moratorium now doesn’t expire until March 31. The President appears to prefer an extension through September 2021.
Status of the $600 Pandemic Relief Payments
Congress passed and Trump signed the new pandemic relief law, the increase to $2,00 isn't happening, so when are the $$600 payments coming?
Student Loan Moratorium Extended through September 2021
The federal student loan moratorium, which was extended in early December through January 31, now continues through September 30, 2021.
