Chapter 13 prior to Mortgage and Property Tax Foreclosure
Chapter 13 stops both mortgage and property tax foreclosures. Then you have up to 5 years to catch up on the property taxes.
Health Insurance and Bankruptcy
Having health insurance is extremely important. Both Chapter 7 and Chapter 13 bankruptcy can help you get and keep your health insurance.
Helpful Bankruptcy Law Change
The new pandemic relief law includes some helpful changes to bankruptcy law, including some protection of the $600 economic impact payments.
Affordable Care Act Enrollment Deadline of August 15, 2021
The usual deadline to apply for health care coverage under the Affordable Care Act was Dec. 15, 2020. It's now been extended to Aug. 15, 2021.
Get 6 Months of Your Health Insurance Premium Paid
You could get 100% of your health insurance paid from April through September 2021 if you lost your employer-based insurance during the pandemic.
Avoid Misuse of Your $1,400 Stimulus
Paying your stimulus money to various combinations of creditors, in the hopes of avoiding bankruptcy or before a planned one, is dangerous.
Best Use of Your $1,400 Stimulus? Bankruptcy!?
You no doubt have countless uses for the next stimulus payment. But if you're like some people the very best use is to file bankruptcy. Like who?
Short Extension to Foreclosure Moratorium
The federal mortgage foreclosure moratorium now doesn’t expire until March 31. The President appears to prefer an extension through September 2021.
Status of the $600 Pandemic Relief Payments
Congress passed and Trump signed the new pandemic relief law, the increase to $2,00 isn't happening, so when are the $$600 payments coming?
Student Loan Moratorium Extended through September 2021
The federal student loan moratorium, which was extended in early December through January 31, now continues through September 30, 2021.
Eviction Moratorium Extended through March 2021
The federal rental eviction moratorium, which was extended late in December through January 31, now does not expire until March 31, 2021.
Student Loan Forbearance Extended through January 2021
The U.S. Department of Education announced a 1-month extended forbearance on collecting student loan payments & interest accrual.
Chapter 13 Timing to Discharge Student Loans
Discharging a student loan requires meeting the difficult condition called undue hardship. Chapter 13 can help through more flexible timing.
Chapter 7 Undue Hardship and Student Loans
Discharging a student loan requires showing undue hardship. The timing of your Chapter 7 filing can determine whether you succeed in this.
Bankruptcy Timing to Discharge Student Loans
Discharging, permanently writing off, student loans can be difficult. You may be able to make it easier to do with good bankruptcy timing.
