Montana Bankruptcy Lawyer

Protecting Your Home Equity through Chapter 7

You can protect the equity in your home if the amount of equity is no more than the homestead exemption applicable to residents of your state....

Bankruptcy can save and protect your home in many different ways. One of these may be just what you need. Or you may use them in combination....

Child support and spousal support debts cannot get written off in bankruptcy. But is your specific divorce debt legally considered support?...

Writing off a student loan in bankruptcy requires showing "undue hardship." What is that?...

Bankruptcy is about debts. Different categories of debts are treated differently. The categories are secured, priority and general unsecured....

Do you expect to owe income taxes for the 2018 tax year? Starting January 1, 2019 you can wrap that tax into a new Chapter 13 payment plan....

Chapter 13 is a riskier, longer, and maybe more expensive way to escape a dischargeable income tax deb--but may still be your best option....

With smart timing you can discharge--legally and permanently write off--more income tax debts, even with a standard Chapter 7 case....

Following up on last week's scenario, here are the financial, credit record, and other disadvantages of a forced 5-year Chapter 13 plan....

Do you need a Chapter 13 case? WHEN you file it can mean the difference between a payment plan that takes 3 years and one that takes 5....

Here's a scenario showing how the timing of your Chapter 13 filing can shorten your payment plan from 5 years to only 3....

A "preference" makes more sense when you see an example. Here's one. This also helps explain how to avoid creating one....

Do you feel like you should pay on or pay off a certain debt now, even though you're behind on all your debts? It may be dangerous to do so....

Filing bankruptcy before the end of December may help you qualify for Chapter 7 bankruptcy. Here's an example showing how this could work....

The timing of your bankruptcy filing can determine whether you qualify for quick Chapter 7 vs. paying into a Chapter 13 plan for 3-5 years....