Chapter 7 Undue Hardship and Student Loans
Discharging a student loan requires showing undue hardship. The timing of your Chapter 7 filing can determine whether you succeed in this.
Jeffrey K. Greenwell
Bankruptcy Timing to Discharge Student Loans
Discharging, permanently writing off, student loans can be difficult. You may be able to make it easier to do with good bankruptcy timing.
Prevent Fraud Challenges on a Credit Card Debt
Very recent credit card purchases and cash advances can be a problem when filing bankruptcy. Smart timing can mostly solve this problem.
Smart Timing with the Presumptions of Fraud
You can avoid the presumptions of fraud, and so discharge more of your credit card debts, by timing your bankruptcy filing right.
Federal Eviction Moratorium Update
The current federal eviction moratorium comes with a number of qualifications and conditions. Be aware of them. It's a limited but helpful tool.
Chapter 13 and the Eviction Moratorium
Use Chapter 13 to catch up on back rent that piles up during the eviction moratorium, so that you can stay in your rental long term.
Bankruptcy and the Eviction Moratorium
The CDC’s recent eviction moratorium order stopping all U.S. residential evictions gives you a new tool to use with some wise bankruptcy planning.
New Federal Eviction Moratorium
The Centers for Disease Control and Prevention (CDC) just asserted its COVID-fighting power to stop most residential evictions through 2020.
The Effects of an Income Tax Lien
Try to file bankruptcy before an income tax lien gets recorded. But if you can't, here are the effects of a tax lien under Chapter 7 and 13.
States’ Reactions to the President’s Unemployment Benefits Extension
How are states responding to Trump's Memorandum providing $400 (or maybe $300?) weekly extended unemployment benefits? It varies widely.
The President’s $400 Weekly Unemployment Benefits Extension
The President's Memorandum Providing $400 Weekly Unemployment Benefits from August to December Is Complicated.
Avoiding Income Tax Interest and Penalties
Bankruptcy timing can affect not only whether you must pay a tax debt but also whether you must pay certain tax interest and penalties.
Timing Chapter 13 to Discharge Income Taxes
Chapter 13 can discharge income taxes (write them off forever) if you wait long enough to file bankruptcy. Here’s how it works.
Timing Bankruptcy to Discharge Income Taxes
Usually you can discharge income taxes write them off forever by waiting to file bankruptcy long enough. Here's how it works under Chapter 7.
Timing Bankruptcy To Include All Debts
Bankruptcy includes all debts you owe at the moment of filing your case, not future debts. So how do you know when to file your case?
