Bankruptcy Blog

Decrease your Auto Loan

Decrease your Auto Loan

If you can’t afford to pay your vehicle payments even after writing off your other debts under Chapter 7, consider decreasing your auto loan through a Chapter 13 cramdown. ...
Keep Your Vehicle without Reaffirmation

Keep Your Vehicle without Reaffirmation

Can you keep your vehicle without reaffirming its loan? Can you make the payments without reaffirming? What if you can't afford the payments? ...
Reaffirming your Vehicle Loan

Reaffirming your Vehicle Loan

If you want to keep your vehicle and still pay on its loan, file a Chapter 7 case to write off other debts and reaffirm the vehicle loan. ...
Forgotten Debts

Forgotten Debts

What do you need to do, what efforts is worth taking, if there are debts you don't have any records on or you've forgotten about? ...
Debts Sold or Assigned to Collection Agencies

Debts Sold or Assigned to Collection Agencies

What happens if you list a creditor in your bankruptcy case but, unknown to you, it sold the debt to a collection agency that you don't list? ...
Failing to List Debt but the Creditor Knows about Your Case

Failing to List Debt but the Creditor Knows about Your Case

Usually if you don'='t list a debt, it doesn't get discharged. An exception is if the creditor still learns about your case, on time. ...
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