Bankruptcy Blog

How a cramdown saves money

How a cramdown saves money

Here's an example of vehicle loan cramdown that shows how you can reduce your vehicle payments and be free and clear after paying less. ...
Are you Behind on Your Auto Payments

Are you Behind on Your Auto Payments

Vehicle loan cramdown doesn't just likely reduce your vehicle payments and the total you pay. You'd also not have to catch up on late payments. ...
Time requirements for a Cramdown on Vehicle Loan

Time requirements for a Cramdown on Vehicle Loan

The time requirements for a cramdown on a vehicle loan in Chapter 13 requires that your loan is at least two and a half years old. But there are exceptions to this.  ...
Qualifying for a Cramdown

Qualifying for a Cramdown

To qualify for a Chapter 13 vehicle loan cramdown, mostly your loan must be at least two and a half years old. There are exceptions to this. ...
Decrease your Auto Loan

Decrease your Auto Loan

If you can’t afford to pay your vehicle payments even after writing off your other debts under Chapter 7, consider decreasing your auto loan through a Chapter 13 cramdown. ...
Keep Your Vehicle without Reaffirmation

Keep Your Vehicle without Reaffirmation

Can you keep your vehicle without reaffirming its loan? Can you make the payments without reaffirming? What if you can't afford the payments? ...
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