Making Sense of Bankruptcy: How to Pay for Your Bankruptcy Lawyer
There are usually ways to pay for the legal representation you need for dealing with your debt problems. First find a lawyer you can trust.
Making Sense of Bankruptcy: “Converting” from a Chapter 13 Case to a Chapter 7 One
The decision to file a Chapter 13 case may be an easier one if you know that you can always change it into a Chapter 7 one if needed.
Making Sense of Bankruptcy: “Secured,” “Priority,” and “General Unsecured” Debts
Bankruptcy is about debts, and about how your different kinds of debts are handled under either Chapter 7 or Chapter 13.
Making Sense of Bankruptcy: Don’t Lose the Crucial “Automatic Stay” through Multiple Bankruptcy Filings
A law designed to stop the "serial filing" of bankruptcy cases could take away from you one of your most important weapons against creditors.
Making Sense of Bankruptcy: Don’t Lose the Crucial “Automatic Stay” through Multiple Bankruptcy Filings
A law designed to stop the "serial filing" of bankruptcy cases could take away from you one of your most important weapons against creditors.
Making Sense of Bankruptcy: Choosing between Chapter 7 and Chapter 13 to Save Your Home
If you're behind on your home mortgage, when would a Chapter 7 regular bankruptcy be enough vs. needing the benefits of a Chapter 13 plan?
Making Sense of Bankruptcy: Does Filing a Chapter 7 “Straight Bankruptcy” Stop a Home Foreclosure or is a Chapter 13 Needed?
A Chapter 7 case can stop a foreclosure just as well as a usually more complicated Chapter 13 one, but then what?
Making Sense of Bankruptcy: What Happens if My Chapter 7 Trustee Wants to Take Something from Me?
You may or may not care if the trustee takes an asset from you, you can fight and/or negotiate, or you can benefit from letting it happen.
Making Sense of Bankruptcy: How Does Chapter 7 Handle the Collateral Securing My Debts?
When you file a Chapter 7 "straight bankruptcy" case you can keep and pay for collateral or return it and not pay the debt.
Making Sense of Bankruptcy: Is My Income Low Enough to Pass the “Means Test”?
Most people qualify to file a Chapter 7 "straight bankruptcy" by having low enough "income"
How Bankruptcy Handles . . . The Writing Off of Income Taxes with a Simple Chapter 7 Case
Here's how straightforward discharging (legally writing off) income taxes can be in bankruptcy.
How Bankruptcy Handles . . . Both Newer and Older Income Taxes at the Same Time, Those that Can Be “Discharged” and Those That Can’t
If you're behind on income taxes, covering more than one tax year, which is better: Chapter 7 or Chapter 13?
How Bankruptcy Handles . . . Income Taxes that Your Ex-Spouse Was Required to Pay but Has Now Written Off in Bankruptcy
What can you do if your ex-spouse is hiding from both you and the tax authorities behind a Chapter 7 bankruptcy?
How Bankruptcy Handles . . . a Pending Income Tax Refund under Chapter 13
If you file a Chapter 13 bankruptcy while you have a tax refund coming, you can usually put that refund money to a good purpose.
New Year Resolution #9: Keep Operating Your Promising Business While Protecting Both It and You from Creditors
Would your small business thrive if you could just get some relief from your creditors? Especially the tax collectors? Consider Chapter 13.