Bankruptcy in the U.S. Constitution and Statutes
Bankruptcy is federal law. The U.S. Constitution has said so from the beginning. Find the Bankruptcy Code in Title 11 of the U.S. Code.
Bankruptcy Made Simple
Bankruptcy gives you options for taking charge of your financial life.
What Is Size of Your Family for the “Means Test”?
You must use the right "number of people in your household" to qualify for Chapter 7. It's not always obvious.
The Military Exemptions from the Chapter 7 “Means Test”
You qualify for Chapter 7 without having to pass the "means test" if you fit within these very specific military-related exemptions.
A Fresh Start at Protecting Your Co-Signer
Bankruptcy may give a fresh start not just to you, but also to your relationship with your co-signer.
The New Year, a Fresh Start!
You know bankruptcy gives you an overall fresh financial start. But it can provide special fresh starts you may not know about.
Bankruptcy Timing and the Holidays: Extra Income in December Affecting the “Means Test”
We show step-by-step how filing bankruptcy before the end of December can enable you to qualify for Chapter 7 "straight bankruptcy."
Thanksgiving for the Rule of Law
This Thanksgiving, even in the midst of scary personal financial pressures, there is much to be thankful for.
Chapter 7 and Chapter 13–Home Mortgage Overview
How do these two consumer options help with your home mortgage(s)?
Chapter 7 and Chapter 13–Personal Property as Purchased Collateral
How does bankruptcy treat something you bought--furniture, an appliance, or some electronics--when that thing is collateral on a debt?
Chapter 7 and Chapter 13–Encumbered Assets
Some of the assets you may want to protect in a bankruptcy case are those that are security for debts.
Making Sense of Bankruptcy: The Truth about Qualifying to File a Chapter 7 Case
The reality is that most people who want to file a "straight bankruptcy" Chapter 7 case can do so; if not, Chapter 13 may be better anyway.
Making Sense of Bankruptcy: The Sometimes Easy, Sometimes Not So Easy, Choice between Chapter 7 and 13
Chapter 7 "straight bankruptcy" and Chapter 13 "adjustment of debts" are quite different, but still be open-minded about which is better.
Making Sense of Bankruptcy: The Most Basic Information
Bankruptcy empowers you with options, including "straight bankruptcy" vs. an "adjustment of debts," and options about creditors in each.
Making Sense of Bankruptcy: Should You Use a Petition Preparer to File Bankruptcy?
You'd never have a medical transcriptionist do surgery on you. You need the surgeon's professional judgment and skill. Same with bankruptcy.