Paying Income Taxes through Chapter 13
Chapter 13's advantages in paying off your priority income taxes become clearer when you see what you don't have to pay.
Prevent Future Income Tax Liens
Bankruptcy can prevent future income tax lien recordings against your home. The result: paying nothing on the tax vs. paying it in full.
Dealing with your 2018 income taxes through a Chapter 13 Case Filed in 2019
Do you expect to owe income taxes for the 2018 tax year? Starting January 1, 2019 you can wrap that tax into a new Chapter 13 payment plan.
Buy Time to Deal with Multiple Years of Income Tax Debts
What if you have some income tax debt that qualifies for discharge but one (or more) tax year that doesn't? Does Chapter 7 ever help enough?
Chapter 7 Permanently Prevents Tax Liens against Your Home
Filing a Chapter 7 case prevents tax liens from hitting your home, and so avoids a dischargeable tax from turning into one you must pay.
Dealing with a Recorded Income Tax Lien and Preventing Future Ones
Chapter 7 sometimes doesn't give much help with tax liens. But Chapter 13 hugely helps with tax liens already recorded, and stops new liens.
Beating a Recorded Income Tax Lien on Your Home
Once an income tax lien is recorded, Chapter 13 gives you a tool that may enable you to pay no more and yet get a release of that tax lien.
A Fresh Start with an Income Tax Lien on Your Home
You owe income taxes, and now the IRS or state has recorded a tax lien on your home. Chapter 13 may get rid of both the tax and the lien.
A Fresh Start with Unpaid Property Taxes on Your Home
Falling behind on property taxes is dangerous, and scares your mortgage lender. Bankruptcy can help you deal with both.
Bankruptcy Timing: Include Income Taxes Owed for 2015 by Filing Chapter 13 in Early 2016
As of January 1, 2016 you can include any taxes you owe for the 2015 tax year in your Chapter 13 payment plan.
Chapter 7 and Chapter 13–Income Tax Lien Partly Secured by Equity in Your Home
If you don't have much equity in your home, so that a tax lien eats up all that equity and then some, how can you get rid of that tax lien?
Chapter 7 and Chapter 13–Owe Both Newer and Older Income Taxes
If you owe more than 1 year of income taxes, some may be dischargeable and some may not. What happens if you owe both kinds?
Chapter 7 and Chapter 13–Newer Income Taxes
Income tax debts that can't be written off must be paid, either after a Chapter 7 case or during a Chapter 13 one.
How Bankruptcy Handles . . . a Chapter 13 Plan of Paying Income Taxes
Here's an illustration how a Chapter 13 case would pay your taxes that you could not discharge (write off) in a Chapter 7 bankruptcy.