Stop IRS Garnishment to Start Installment Payment Plan
Filing Chapter 7 bankruptcy stops an IRS/state garnishment and other collection activities, even if it's for a tax you still have to pay.
Chapter 13 Buys Time
Chapter 13 is very different from Chapter 7 "straight bankruptcy." It buys you time to deal effectively with your special debts.
Answering a Creditor’s Dischargeability Complaint: an Example
Here's an example showing how to answer a creditor's complaint objecting to the legal write-off of a debt in bankruptcy.
Resolving a Creditor’s Dischargeability Objection: an Example
Here's an example showing in a practical way what happens when a creditor objects to the legal write-off of a debt in bankruptcy.
Special Debts that Can’t Be “Discharged” under Chapter 13
Bankruptcy can't write off certain kinds of debts. Chapter 13 enables you to prevent liens hitting your home from those debts.
How Chapter 7 Deals with Special Debts that Can’t Be “Discharged”
Bankruptcy can't write off certain kinds of debts. Chapter 7 may give you enough help to avoid liens on your home from those debts.
Making Sense of Bankruptcy: Discharging Disputed Debts, Challenges for “Willful and Malicious Injury”
Your financial difficulties may include an unresolved claim against you for personal injury or property damage.
How Bankruptcy Handles . . . Income Taxes You Must Pay, through a Chapter 13 Case
If you owe taxes that donât qualify for being written off in bankruptcy, how exactly would these taxes be paid under Chapter 13?
Chapter 13 Is a Very Useful Tool for Tax Debt.
Here's why you usually don't pay more in a Chapter 13 case to get rid of taxes that you could simply write off in a Chapter 7 case.
How Bankruptcy Handles . . . Income Taxes that Your Ex-Spouse Isn’t Paying and You Can’t Write Off
If your divorce decree says your ex-spouse must pay jointly owed taxes but isn't, how do you protect yourself from the tax creditor(s)?
Crucial Question: When Is It OK and Not OK to Use Credit In the Months Before Filing Bankruptcy?
So you've heard you can get into trouble if you use credit before filing bankruptcy. What are the rules about this?
Defeating Creditors’ Accusations That You Misused Their Credit to Pay for the Holidays
The risk that creditors will not allow you to discharge some of their debts can be minimized through smart timing of your bankruptcy.