Crucial Question: When Can I File Another Bankruptcy?
It's a matter of timing. And that timing depends on whether you previously filed under Chapter 7 or 13, and what you are filing under now.
Reasons to File a Second Bankruptcy Even If Too Early to Get a Discharge of Your Debts
You can file a new bankruptcy immediately after finishing another one, but why would you?
“Converting” Your Chapter 13 Case into a Chapter 7 One
When you start a Chapter 13 plan, it's good to have Chapter 7 available as a backup plan.