Protecting Your Pandemic Relief Payment
Your pandemic relief payment is subject to seizure by your creditors if they have a garnishment order on your bank account.
Stop Student Loan Collections to Discharge or Deal with the Loan
Filing Chapter 7 stops a student loan garnishment and other collection activities. Then use "undue hardship' or focus on the student loan.
Preventing Wage Garnishment through Bankruptcy
Filing bankruptcy protects your paycheck. It does so because federal bankruptcy prevents a state court wage garnishment order.
Using “Preference” Law to Your Advantage
Make your bankruptcy trustee work for you by retrieving your recent payments to, or garnishments by, creditors--to your benefit.
Understanding “Preferences”
Your trustee might be able to require a creditor to pay the trustee money you'd paid the creditor. Sometimes that's good; sometimes not.
The Automatic Stay
Chapter 7 gives you immediate protection against creditor collection actions. Chapter 13 protects you longer, if needed.
Mistakes to Avoid–Prevent Judgment Liens against Your Home
Don't let a creditor get a judgment against you. File a bankruptcy case before that can happen.
Making Sense of Bankruptcy: Don’t Lose the Crucial “Automatic Stay” through Multiple Bankruptcy Filings
A law designed to stop the "serial filing" of bankruptcy cases could take away from you one of your most important weapons against creditors.
Making Sense of Bankruptcy: Don’t Lose the Crucial “Automatic Stay” through Multiple Bankruptcy Filings
A law designed to stop the "serial filing" of bankruptcy cases could take away from you one of your most important weapons against creditors.
Making Sense of Bankruptcy: How Filing a Chapter 7 or 13 Case Stops Creditors’ Actions against You
Federal bankruptcy laws override state collection laws, protecting you and your assets from debt collection.
New Year Resolution #6: Deal with the Creditor Lawsuits and Judgments Now Against You, and Prevent All Future Ones
You've been sued by one or more creditors. They have a judgment or are about to get one. You can stop them from garnishing your paycheck.
Crucial Question: Can You Show How Chapter 13 Can Help After a Divorce?
If you are behind on your child or spousal support, or if you owe other divorce obligations, Chapter 13 can do so much more than Chapter 7.
October Tax Season: Does Bankruptcy’s “Automatic Stay” Stop Tax Collection, Including Garnishments, Tax Levies and Liens?
With very few limited exceptions the IRS/state must stop all collection activity, from the beginning to the end of your bankruptcy case.
20 Extraordinary Tools of Bankruptcy
In so many often surprising ways, bankruptcy can fix your earlier mistakes, undo harms caused by creditors, and clear a better path forward.
The Extraordinary Tools of Bankruptcy: Wage Garnishment after Filing Bankruptcy
Almost all paycheck garnishment is illegal from the moment your bankruptcy case is filed. Here's what to do in the rare event it happens.
