Using Time to Your Advantage in Chapter 7 and 13
Chapter 7's big advantage is that it's quick. Chapter 13's big advantage is that it buys you more time to do what you want or need to do.
Timing: Writing Off Recent Credit Card Debt
Using a credit card shortly before filing bankruptcy doesn't seem right. The law agrees. Writing off this kind of debt can be a problem.
Two Examples of Bankruptcy Timing with Medical Debts
How to know whether to delay filing bankruptcy when you're expecting new medical services and their medical debts? Here are two examples.
The Pursuit of Happiness this 4th of July
This 4th of July follow the Declaration of Independence and claim your right to "Life, Liberty and the pursuit of Happiness."
Avoiding the “Preference” Problem
Prevent your trustee from giving you a big headache if you paid a debt to a friend or relative during the year before filing bankruptcy.
Discovering the Facts in a Dischargeability Proceeding: an Example
Here's how the debtor and creditor get at the facts in an adversary proceeding about whether a debt gets discharged.
Independence from Debt
This 4th of July make your move towards financial freedom. Get informed. You'll feel tons better once you know your options.
Chapter 13 Benefits Directly Related to Real Estate Other than Your Home
Chapter 13 can be an effective way to keep or unload business and investment real estate.
The Business Debt Exemption from the Chapter 7 “Means Test”
If your debts are not "primarily consumer debts" then you may be able to qualify for Chapter 7 bankruptcy much more easily.
Chapter 7 and Chapter 13–Unsecured Debts
Which of the two consumer bankruptcy options is better for you if you have lots of unsecured debts depends on the kind of unsecured debts.
Making Sense of Bankruptcy: The Most Basic Information
Bankruptcy empowers you with options, including "straight bankruptcy" vs. an "adjustment of debts," and options about creditors in each.
Making Sense of Bankruptcy: Can Filing a Chapter 11 Reorganization Save Your Business?
Chapter 11 is a powerful way to address a business debt crisis, but because of its detriments must be used extremely selectively.
New Year Resolution #9: Keep Operating Your Promising Business While Protecting Both It and You from Creditors
Would your small business thrive if you could just get some relief from your creditors? Especially the tax collectors? Consider Chapter 13.
New Year Resolution #1: Get Informed about Your Options
You're stuck. Very unhappy about your financial predicament but don't know where to turn. So, resolve to get help in finding a solution.
The Very Personal Decision to File Bankruptcy
To make any important decision wisely, you first need to become well-informed about your options. Then you can weigh those options and make the best choice.