Making Sense of Bankruptcy: The Sometimes Easy, Sometimes Not So Easy, Choice between Chapter 7 and 13
Chapter 7 "straight bankruptcy" and Chapter 13 "adjustment of debts" are quite different, but still be open-minded about which is better.
Making Sense of Bankruptcy: What’s the Required “Debtor Education”?
"Credit counseling" has to be done shortly before filing bankruptcy, "debtor education" shortly after. The latter may even be worthwhile.
Making Sense of Bankruptcy: Should You Use a Petition Preparer to File Bankruptcy?
You'd never have a medical transcriptionist do surgery on you. You need the surgeon's professional judgment and skill. Same with bankruptcy.
Making Sense of Bankruptcy: “Secured,” “Priority,” and “General Unsecured” Debts
Bankruptcy is about debts, and about how your different kinds of debts are handled under either Chapter 7 or Chapter 13.
Making Sense of Bankruptcy: Should You File Bankruptcy without Your Spouse If the Debts are Only in Your Name?
You can file bankruptcy without your spouse, but the question is whether that's the best choice.
Making Sense of Bankruptcy: The Role of Honesty
Bankruptcy works largely on the honor system. Actually it's closer to a "trust, but verify" system.
Making Sense of Bankruptcy: Discharging Disputed Debts, Challenges for “Willful and Malicious Injury”
Your financial difficulties may include an unresolved claim against you for personal injury or property damage.
Making Sense of Bankruptcy: How Neither Chapter 7 nor Chapter 13 Can Write off Debts from a Criminal Conviction But Can Still Provide Crucial Help
Bankruptcy can allow you to focus on your criminal defense costs and debts, as well as potentially avoid other expenses and obligations.
Making Sense of Bankruptcy: Erasing a Judgment Lien from the Title to Your Home in a Chapter 7 “Straight Bankruptcy”
A judgment lien puts a cloud on the title to your home. Bankruptcy can often get rid of the underlying debt and the judgment lien as well.
How Bankruptcy Handles . . . The Writing Off of Income Taxes with a Simple Chapter 7 Case
Here's how straightforward discharging (legally writing off) income taxes can be in bankruptcy.
Chapter 13 Is a Very Useful Tool for Tax Debt.
Here's why you usually don't pay more in a Chapter 13 case to get rid of taxes that you could simply write off in a Chapter 7 case.
How Bankruptcy Handles . . . Income Taxes that Your Ex-Spouse is Required to Pay But Isn’t
If you owe taxes jointly with your ex-spouse who isn't paying them, you may be able to write off those taxes.
How Bankruptcy Handles . . . The Threat of a Recorded Income Tax Lien
The IRS or state recording a tax lien can be very damaging in many ways. Bankruptcy can prevent that damage.
How Bankruptcy Handles . . . Income Tax Debts
Bankruptcy writes off income taxes, if they meet certain conditions. These conditions are relatively, but not completely, straightforward.
New Year Resolution #13: Consider Bankruptcy If Youâve Caused a Vehicle Accident
If your negligence helped cause an auto accident, you may be under financial stress from various directions. How bankruptcy can help.