Crucial Question: Can Chapter 7 “Straight Bankruptcy” Help with My Support Obligations?
Chapter 13 âadjustment of debtsâ has a special way of helping with your support obligation. How about Chapter 7?
Crucial Question: Can Bankruptcy Write Off or Reduce My Support Obligations?
No. The bankruptcy court respects and doesn't change the support decisions of your divorce court. But bankruptcy can still help.
Crucial Question: Can Bankruptcy Protect Me from My Co-Signer?
If you and another person are jointly obligated on a debt, and you canât pay the debt, you need to prevent the other person from pursuing you.
Crucial Question: Can I Protect a Co-Signer Even in a Chapter 7 âStraight Bankruptcyâ?
Sometimes you donât need the extra help of the Chapter 13 âco-debtorâ stay to protect your co-signer from your debt problems.
Crucial Question: If I File Bankruptcy Do I Have to Appear in Court?
Almost never. You do need to attend a 5-to-10-minute meeting, accompanied by your attorney, which is usually straightforward.
Crucial Question: What Unexpected Creditors Should I Include in My Bankruptcy Case?
Sometimes you don't know who exactly you owe on a debt. Or whether you owe a debt at all. List all possible creditors to make sure.
Crucial Question: If I File Bankruptcy Who Will Be Told, Who Can Find Out?
A bankruptcy filing is a matter of public record, so anybody can find out about it. But mostly just your creditors will know.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.
The Extraordinary Tools of Bankruptcy: Avoid Paying Your Ex-Spouse Most of Your Property Settlement Debts
Chapter 13's "super discharge" means that you can write off a portion of any non-support debts included in your divorce decree.
The Extraordinary Tools of Bankruptcy: Recovering Money After It’s Garnished
If you lost money through garnishment during the 90 days BEFORE filing bankruptcy, that money may be returned to you or a favored creditor.
The Extraordinary Tools of Bankruptcy: Reinstating Your Driver’s License for Unpaid Traffic Tickets
Whether you can get your license back depends on what traffic law(s) you violated when you got the ticket(s).
Tax Season: Consider Bankruptcy Even If You Are in a Payment Plan with the IRS
You can be in a streamlined monthly installment plan to pay back income taxes even if you owe the IRS a lot of money. But should you be?