Changing Your Mind After Filing Under Chapter 7 or Chapter 13
You have some wiggle room if you either want to get out of your bankruptcy case or change to the other Chapter.
Spouse Needs to Join Bankruptcy to Discharge Income Taxes, But Reluctant Because Has No Other Debts and Has Separate Asset
Finding the best way out of this seeming Catch-22 depends on a full understanding of your unique situation and your goals.
The Discharge of Debts for Married Couples in Chapter 7 and Chapter 13
Filing bankruptcy with or without your spouse affects the discharge of debts you each receive, and also affects whether you file under Chapter 7 or 13.
The “Automatic Stay” for Married Couples in Chapter 7 and Chapter 13
Filing bankruptcy with or without your spouse affects the protection from creditors each of you receives, and also affects whether you file under Chapter 7 or 13.
Attacking Your Debts with Chapter 7 vs. with Chapter 13
Chapter 7 deals with some debts better than does Chapter 13. But Chapter 13 deals with some other debts better than Chapter 7. So what kind of debts do you have?
The “Automatic Stay” in Chapter 7 vs. Chapter 13
Chapter 7 often protects you from creditors well enough. But if need be, Chapter 13 protects you longer.
Is Your Business Eligible to File Bankruptcy?
Question #1 for cleaning up financially after a failed business: can the business file a bankruptcy without you? Question #2: should it?
Who’s Who in Chapter 7 and Chapter 13
It sure helps in understanding the two main bankruptcy options if you know the cast of characters in each one.
The Usually Easy to Answer First Question for Your Bankruptcy Attorney
In deciding between Chapter 7 and 13, get this question out of the way right away: "Can I keep everything I own if I file a Chapter 7 case?"
The Most Important Choice in Bankruptcy
Chapter 13 costs much more than Chapter 7, takes about 10 times as long, so you do a Chapter 7 if possible, right?
Debt Limits in Chapter 13 Bankruptcies
Too much debt can disqualify you from filing under Chapter 13.
I Make Too Much for Chapter 7, Owe Too Much for Chapter 13, So Now What Do I Do?
If you don't qualify for either Chapter 7 or 13, do you have to do a very expensive Chapter 11 reorganization? Or could you still qualify after all?
Help! I Just Filed My Taxes on October 15, Owe a Lot, and Hear that Chapter 13 Can Help a Lot
"Straight" Chapter 7 bankruptcy can give some relief for dealing with your back and current income taxes, but Chapter 13 can help so much more.
Help! I Need to File Bankruptcy But Already Did One a Few Years Ago
If you need bankruptcy protection but already filed a bankruptcy case within the last few years, you may still be able to file a new one now.
Help! Support Enforcement Just Garnished My Paycheck, and is Threatening to Do Worse
If you're behind on child or spousal support, the support enforcement agency can be extremely aggressive. Chapter 7 doesn't help much. Chapter 13 CAN.
