Getting Just Enough Help for Your Home through Chapter 7
When does filing a Chapter 7 "straight bankruptcy" case help you enough so that you don't need a 3-to-5-year Chapter 13 case?...
Reasons to Do a Short Sale? Maybe Not
Besides avoiding a foreclosure and its hit on your credit record, you may have other sensible reasons for looking into a short sale of your home. Let's consider those other reasons...
Short Sales: Seldom Easy and Often Not What You Expected
A short sale of your home is sometimes your best alternative. But short sales often do not successfully close, and even when they do you may get a rude surprise...
Fannie Mae and Freddie Mac Now Say that Mortgage Principal Reductions are Good for BOTH Homeowners AND Taxpayers
Will Fannie and Freddie finally be making mortgage principal reductions now that their own analysis shows that doing so would benefit their own financial health--and make them better able to repay billions owed to U.S. taxpayers?...
Fannie Mae and Freddie Mac Putting “Profits Before People”?
Now that Fannie and Freddie are essentially owned by the taxpayers, why aren't these institutions doing more to help homeowners? Particularly, why are they so adamantly against allowing mortgage principal reductions?...
Study Shows Chapter 7 Debtors Represented by an Attorney Are “Almost Ten Times More Likely to Receive a Discharge” of their Debts
My own professional experience about the dangers of filing bankruptcy without an attorney is validated by carefully analyzed data...
