Keeping Your Home through Chapter 7
Chapter 7 usually lets you retain your home if you are current (or not too far behind) on your mortgage payments (& other home-based debts).
A Fresh Start with a Mortgage Modification
Mortgage modification may reduce your monthly payments but not likely reduce your balance owed. So it costs less short-term, not long-term.
A Fresh Start on Your Home If You’re Behind on Your Mortgage
If you are behind on your home mortgage & want to keep your home, do a mortgage modification, a forbearance agreement, or a Chapter 13 plan.
Chapter 7 and Chapter 13–Stripping a Second (or Third) Mortgage
Stripping a mortgage from the title to your home could save you a tremendous amount of money.
Chapter 7 and Chapter 13–Surrendering Your Home
If you are leaving your mortgage(s) behind, what are the advantages and disadvantages of doing so within the two main bankruptcy options?
Chapter 7 and Chapter 13–Home Mortgage Overview
How do these two consumer options help with your home mortgage(s)?
Mistakes to Avoid–Selling Your Home under Pressure instead of Waiting until a Better Time
Bankruptcy can buy you a few more months or even several years, so you can sell your home when you're financially and personally ready.
Mistakes to Avoid–Selling Your Home without First Stripping the Second Mortgage
One way that bankruptcy--Chapter 13 in particularâ--could save you a tremendous amount of money is with a second (or third) mortgage strip.
Mistakes to Avoid–Selling Your Home out of Desperation
If you're hurting financially and getting pressured to sell your home, first get bankruptcy advice to potentially save you lots of money.
Making Sense of Bankruptcy: Does Chapter 7 or Chapter 13 Better Protect Your Home?
Although either kind of bankruptcy will stop an approaching foreclosure, which one should you choose?
Making Sense of Bankruptcy: Protecting Your Home from Foreclosure with the “Automatic Stay”
Either Chapter 7 or 13 will stop a foreclosure, even if your lender unintentionally or purposely proceeds with the foreclosure sale.
Making Sense of Bankruptcy: 5 Powerful Ways Chapter 13 Saves Your Home
Chapter 13 "adjustment of debts" provides a set of tools, each one solving a different problem that could otherwise lead to losing your home.
Making Sense of Bankruptcy: Choosing between Chapter 7 and Chapter 13 to Save Your Home
If you're behind on your home mortgage, when would a Chapter 7 regular bankruptcy be enough vs. needing the benefits of a Chapter 13 plan?
Making Sense of Bankruptcy: Does Filing a Chapter 7 “Straight Bankruptcy” Stop a Home Foreclosure or is a Chapter 13 Needed?
A Chapter 7 case can stop a foreclosure just as well as a usually more complicated Chapter 13 one, but then what?
Making Sense of Bankruptcy: Qualifying for a Second (or Third) Mortgage “Strip”
You can strip a junior mortgage from the title to your home if the home is not worth enough to have any of its equity covering that mortgage.