Protecting Your Pandemic Relief Payment
Your pandemic relief payment is subject to seizure by your creditors if they have a garnishment order on your bank account.
Help! Support Enforcement Just Garnished My Paycheck, and is Threatening to Do Worse
If you're behind on child or spousal support, the support enforcement agency can be extremely aggressive. Chapter 7 doesn't help much. Chapter 13 CAN.
$36 Billion in Student Loans Is Owed by Americans 60 Years Old and Older
This $36 billion is owed by 2 million older Americans. Garnishment of their Social Security benefits to pay these student loans has skyrocketed.
The Limited Power to Force a Creditor to Surrender Your Garnished Wages
Once garnished, that portion of your wages or salary is forever gone. With one exception.
Bankruptcy Stops Wage Garnishments Before They Can Hit You
Bankruptcy protects your paycheck because it's more powerful than a creditor's garnishment court order.
Help! I’ve Just Been Sued by a Creditor! What Do I Do Now?
Don't react to getting lawsuit papers by avoiding them. Treat the lawsuit as a great incentive for taking the first step towards a better life.
Bankruptcy Can Solve Your Debt Problems Even If You Can’t Write Off Every Debt
Don't disregard bankruptcy as an option just because it does not write off the debt which is your immediate headache. There's likely some good medicine for that headache after all.