Bankruptcy Stops Wage Garnishments Before They Can Hit You
Bankruptcy protects your paycheck because it's more powerful than a creditor's garnishment court order.
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What if Protecting Your Home Is Your Highest Priority?
You may have serious financial problems but have still managed to keep current on your mortgage. How does bankruptcy NOT hurt your home but instead protects it?
More about Dealing with Very Aggressive Creditors in Bankruptcy
Most creditors don't challenge your write-off of their debts in bankruptcy. But if one does, the system is poised to resolved that challenge relatively quickly.
Dealing with Very Aggressive Creditors Who Say You Can’t Discharge Their Debts in Bankruptcy
Bankruptcy court is a relatively efficient place to determine whether or not you must pay a debt which the creditor says can't be discharged.
More Good Examples of How Bankruptcy Really Helps Even When You Can’t Write Off Every Debt
Three more practical ways that bankruptcy works to let you take control of your debts, even those that can't be written off.
Dramatic Examples of How Bankruptcy Can Be a Good Idea Even if It Can’t Write Off Every Debt
Here's how bankruptcy actually works, and works well, even when a significant debt or two can't be written off.
Can I Do a “Cramdown” on Collateral Other than My Home or Vehicle?
If you are buying something on time and want to keep it, you often can do so for less money IF you bought it more than a year ago.
What Can I Do If I’m Behind on My Vehicle Loan
Bankruptcy saves your vehicle from immediate repossession. Whether you choose to file under Chapter 7 or 13 depends in part on how strong of a medicine you need for dealing with the back payments.
Keeping Your Wheels in Bankruptcy
Under Chapter 7, you can pay your vehicle loan mostly by getting rid of all or most of your other debts. Under Chapter 13, you can pay your vehicle loan ahead of most of your other creditors.
Debts from a Criminal Conviction Can’t Be Written Off in Bankruptcy, But a Bankruptcy Can Still Help
Three ways bankruptcy can help: 1) write off debts to focus on defense costs, 2) pay only the most important debts and expenses, and 3) reduce chance of related civil liability.
Criminal Fines, Fees and Restitution Are Never Discharged in Bankruptcy, Right?
Obligations you owe related to your conviction of a crime cannot be discharged in bankruptcy. End of story? Usually, but not absolutely.
Are Creditors Going to Challenge the Discharge of Debts in My Bankruptcy Case?
Every creditor has the right to challenge your ability to write off your debts in bankruptcy. But none of them likely will. Why not?
Is Discharging a Student Loan Possible in Bankruptcy?
What does it take to write-off a student loan in bankruptcy? An "undue hardship." And that is a very tough standard to meet.
Debts for Recent “Luxury Goods or Services” and Cash Advances
What is the "presumption" that certain credit card purchases and cash advances will not be discharged in bankruptcy?
Sometimes an Attorney Cannot Tell You Which Debts will be Discharged under Chapter 7, until S/He Conducts an Adequate Investigation into the Debt.
Most of the time your attorney will know which debts will be legally written off in your bankruptcy. But not always, for two reasons.
