Priority Debts in No-Asset Cases
Priority debts are largely unaffected by a Chapter 7 case--it does not discharge them, so you need to pay them after finishing your case.
Priority Debts
One of the most important aspects of bankruptcy is that all debts are not equal. "Priority" debts are treated special in a number of ways.
Reasons to File a Second Bankruptcy Even If Too Early to Get a Discharge of Your Debts
You can file a new bankruptcy immediately after finishing another one, but why would you?
A Chapter 7 Can . . . Help You Walk Away from Your Business by Letting Your Trustee Sell Your Last Business Assets to Pay Your Special Debts
Give the bankruptcy trustee the headache of dealing with your final business assets
Even Simple Chapter 7 Bankruptcy Can Do Much More Than Just Wipe Out Your Debts–Such As?
Chapter 7 bankruptcy can often also wipe judgment liens off the title to your home.
Chapter 13 Bankruptcy Helps You with Special Debts When Chapter 7 Can’t
Chapter 13 protects you while you catch up on or pay off very important debts.
Bankruptcy Can Do So Much More Than Just Wipe Out Your Debts–But That’s Not A Bad Start
Chapter 7 gives you a fresh financial start by legally erasing your debts. That's enough if your debts are simple ones.
Home Sweet Home in Chapter 7 and Chapter 13
Bankruptcy protects your home. Both Chapter 7 and 13 do so, but which is better for you?
The Kinds of Debts Better Handled through Chapter 13
Simplistic but often true: Chapter 7 deals better with simpler debts, while Chapter 13 with more complicated debts. What ARE more complicated debts?
Help! I Need to File Bankruptcy But Already Did One a Few Years Ago
If you need bankruptcy protection but already filed a bankruptcy case within the last few years, you may still be able to file a new one now.
Help! Support Enforcement Just Garnished My Paycheck, and is Threatening to Do Worse
If you're behind on child or spousal support, the support enforcement agency can be extremely aggressive. Chapter 7 doesn't help much. Chapter 13 CAN.
Bankruptcy Stops Wage Garnishments Before They Can Hit You
Bankruptcy protects your paycheck because it's more powerful than a creditor's garnishment court order.
Power to Protect Your Home Against Your Mortgage Lender and Lienholders
If you want to hold onto your home, Chapter 13 gives you many extraordinary advantages.
Bankruptcy Can Solve Your Debt Problems Even If You Can’t Write Off Every Debt
Don't disregard bankruptcy as an option just because it does not write off the debt which is your immediate headache. There's likely some good medicine for that headache after all.
Debts You Really Care About, and WANT to Pay
In bankruptcy, are you allowed to favor: 1) creditors with collateral, so that you can keep the collateral; 2) creditors toward whom you have special loyalty; and 3) creditors who have extraordinary leverage against you?
