A Rule of Thumb about Chapter 7 vs. Chapter 13
If you qualify for both Chapter 7 and 13, look closely at how much you'd be helped by Chapter 13 before choosing Chapter 7 merely because it's simpler.
The Most Important Choice in Bankruptcy
Chapter 13 costs much more than Chapter 7, takes about 10 times as long, so you do a Chapter 7 if possible, right?
Debt Limits in Chapter 13 Bankruptcies
Too much debt can disqualify you from filing under Chapter 13.
How to File a Chapter 7 “Straight Bankruptcy” Even If You Make More than the “Median Family Income”
The amount of your income may not disqualify you from Chapter 7.
I Make Too Much for Chapter 7, Owe Too Much for Chapter 13, So Now What Do I Do?
If you don't qualify for either Chapter 7 or 13, do you have to do a very expensive Chapter 11 reorganization? Or could you still qualify after all?
Help! After Getting an Extension to October 15, I Just Filed My Taxes and Owe Tons!
If you were already on the financial edge and just found out you owe a bunch of income taxes, here is how bankruptcy can help.
Help! I Need to File Bankruptcy But Already Did One a Few Years Ago
If you need bankruptcy protection but already filed a bankruptcy case within the last few years, you may still be able to file a new one now.
Help! Support Enforcement Just Garnished My Paycheck, and is Threatening to Do Worse
If you're behind on child or spousal support, the support enforcement agency can be extremely aggressive. Chapter 7 doesn't help much. Chapter 13 CAN.
Worried about Getting Your Car or Truck Repo’d? How Bankruptcy Could Help
Bankruptcy stops a vehicle repo from happening. But what then?
Stopping a Home Foreclosure with a Bankruptcy, Temporarily or Permanently
Filing bankruptcy can buy you a little time or a lot of time, enough time either to transition to a new home or to save your home.
What is”Median Family Income”; If You’re Making More,Can You Still File Chapter 7?
If your family income is more than the "median family income," you may still be able to file under Chapter 7.
What Makes Your Bankruptcy Simple, and Not So Simple?
If your financial life is legally simple, your bankruptcy will likely be simple. What is is about your financial life that makes for a not so simple bankruptcy case?
More about Dealing with Very Aggressive Creditors in Bankruptcy
Most creditors don't challenge your write-off of their debts in bankruptcy. But if one does, the system is poised to resolved that challenge relatively quickly.
More Good Examples of How Bankruptcy Really Helps Even When You Can’t Write Off Every Debt
Three more practical ways that bankruptcy works to let you take control of your debts, even those that can't be written off.
Paying Your Special Creditor After Filing Bankruptcy
If you file bankruptcy, it's okay to voluntarily repay any debt. But there can be unexpected consequences.