The “Automatic Stay” for Married Couples in Chapter 7 and Chapter 13
Filing bankruptcy with or without your spouse affects the protection from creditors each of you receives, and also affects whether you file under Chapter 7 or 13.
Married Couples in Chapter 7 and Chapter 13
Bankruptcy law allows married couples to file bankruptcy separately or together. That option comes with consequences, which can also effect whether you file under Chapter 7 or 13.
Your Vehicle in Chapter 7 and Chapter 13
Bankruptcy can protect your car or truck. Both Chapter 7 and 13 can, but which do you need?
Home Sweet Home in Chapter 7 and Chapter 13
Bankruptcy protects your home. Both Chapter 7 and 13 do so, but which is better for you?
The Kinds of Debts Better Handled through Chapter 13
Simplistic but often true: Chapter 7 deals better with simpler debts, while Chapter 13 with more complicated debts. What ARE more complicated debts?
Attacking Your Debts with Chapter 7 vs. with Chapter 13
Chapter 7 deals with some debts better than does Chapter 13. But Chapter 13 deals with some other debts better than Chapter 7. So what kind of debts do you have?
The Trustee in Chapter 13
In Chapter 13 the trustee is a gate-keeper, overseer, and payment distributor. Quite different than in Chapter 7.
The Trustee in Chapter 7
In bankruptcy you hear a lot about "the trustee." What does this person do, in a "straight" Chapter 7 case, and in an "adjustment of debts" Chapter 13 one?
The “Automatic Stay” in Chapter 7 vs. Chapter 13
Chapter 7 often protects you from creditors well enough. But if need be, Chapter 13 protects you longer.
If Your Business is Eligible to File Bankruptcy, Should It Do So?
If your business has failed or is about to, it does NOT likely need a bankruptcy. But YOU personally might.
Is Your Business Eligible to File Bankruptcy?
Question #1 for cleaning up financially after a failed business: can the business file a bankruptcy without you? Question #2: should it?
Who’s Who in Chapter 7 and Chapter 13
It sure helps in understanding the two main bankruptcy options if you know the cast of characters in each one.
The Usually Easy to Answer First Question for Your Bankruptcy Attorney
In deciding between Chapter 7 and 13, get this question out of the way right away: "Can I keep everything I own if I file a Chapter 7 case?"
The Most Important Choice in Bankruptcy
Chapter 13 costs much more than Chapter 7, takes about 10 times as long, so you do a Chapter 7 if possible, right?
The Purpose of Bankruptcy in the U.S. Constitution
The most respected early commentator on the Constitution fills in some historical gaps about bankruptcy and leads it in a better direction.
