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Bankruptcy Blog

Stop Student Loan Collections to Discharge or Deal with the Loan

Filing Chapter 7 stops a student loan garnishment and other collection activities. Then use "undue hardship' or focus on the student loan...

Stop IRS Garnishment to Start Installment Payment Plan

Filing Chapter 7 bankruptcy stops an IRS/state garnishment and other collection activities, even if it's for a tax you still have to pay...

Preventing Wage Garnishment through Bankruptcy

Filing bankruptcy protects your paycheck. It does so because federal bankruptcy prevents a state court wage garnishment order...

Does Hiring a Bankruptcy Lawyer Stop Collection Actions?

Hiring a bankruptcy lawyer can stop creditor phone calls and some other potentially very important collection actions against you...

A Handy Guide to Chapter 7 vs. 13 for Your Secured Debts

When is it better to reaffirm your secured debt--such as a vehicle loan--in a Chapter 7 case or instead cram it down under Chapter 13?...

Chapter 7 vs. 13 When Your Vehicle is Worth Too Much

Usually your car or truck is protected in bankruptcy with a vehicle exemption. Or if the vehicle is worth too much Chapter 13 can protect it...
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