What Can I Do If I’m Behind on My Vehicle Loan
Bankruptcy saves your vehicle from immediate repossession. Whether you choose to file under Chapter 7 or 13 depends in part on how strong of a medicine you need for dealing with the back payments.
Jeffrey K. Greenwell
Keeping Your Wheels in Bankruptcy
Under Chapter 7, you can pay your vehicle loan mostly by getting rid of all or most of your other debts. Under Chapter 13, you can pay your vehicle loan ahead of most of your other creditors.
Debts You Really Care About, and WANT to Pay
In bankruptcy, are you allowed to favor: 1) creditors with collateral, so that you can keep the collateral; 2) creditors toward whom you have special loyalty; and 3) creditors who have extraordinary leverage against you?
Debts from a Criminal Conviction Can’t Be Written Off in Bankruptcy, But a Bankruptcy Can Still Help
Three ways bankruptcy can help: 1) write off debts to focus on defense costs, 2) pay only the most important debts and expenses, and 3) reduce chance of related civil liability.
Criminal Fines, Fees and Restitution Are Never Discharged in Bankruptcy, Right?
Obligations you owe related to your conviction of a crime cannot be discharged in bankruptcy. End of story? Usually, but not absolutely.
Student Loans Are a Cash Cow for the Federal Government?
The federal government is making billions of dollars for itself on student loans every year. So why double the interest rate on the loans next year? To boost those profits.
The Widening Circles of Harm from Student Loan Debt
Student loans are not just burdening recent graduates. They're now directly hurting people you wouldn't expect. And dragging down the whole economy.
Are Creditors Going to Challenge the Discharge of Debts in My Bankruptcy Case?
Every creditor has the right to challenge your ability to write off your debts in bankruptcy. But none of them likely will. Why not?
Can Child or Spousal Support Ever Be Written Off in Bankruptcy?
You've heard that no debt in bankruptcy is more untouchable than child support and spousal support. Is that true? Can Chapter 7 or 13 ever help?
Is Discharging a Student Loan Possible in Bankruptcy?
What does it take to write-off a student loan in bankruptcy? An "undue hardship." And that is a very tough standard to meet.
Debts for Recent “Luxury Goods or Services” and Cash Advances
What is the "presumption" that certain credit card purchases and cash advances will not be discharged in bankruptcy?
Sometimes an Attorney Cannot Tell You Which Debts will be Discharged under Chapter 7, until S/He Conducts an Adequate Investigation into the Debt.
Most of the time your attorney will know which debts will be legally written off in your bankruptcy. But not always, for two reasons.
What’s Different about the Discharge of Your Debts under Chapter 13?
Here's the good news/bad news about the discharge of debts in a Chapter 13 payment plan compared to the discharge you get in a straight Chapter 7 case.
Here’s What You Need to Know about the Discharge of Your Debts under Chapter 7
The point of filing bankruptcy is to get relief from your debts. So, when and how DO those debts get "discharged"--legally written off--in a regular Chapter 7 bankruptcy?
A Combination of Chapter 13 Tools for Saving Your Home, Illustrated
It's often the combination of tools that come with Chapter 13 that allows you to keep your home. Because Chapter 7 has only some of these tools, sometimes it can't do nearly as much for your home as Chapter 13 can.
