Whistleblowing “Independent Claim Reviewer” Reveals the Lie Behind the Recent $8.5 Billion Bank Foreclosure Abuses Settlement
Evidence is mounting that the banks suppressed the "independent" reviewers' efforts to find foreclosure abuses and compensate homeowner victims.
The Maddening Reality behind the New $8.5 Billion Settlement of the Banks’ Foreclosure Abuses
This settlement means for of the same for the New Year: "no accountability for financial institutions and little help for borrowers," according to a NY Times op-ed.
New $8.5 Billion Settlement between Federal Regulators and 10 Banks for Home Foreclosure Abuses
3.8 million people whose homes were in foreclosure in 2009 and 2010 will receive $3.3 billion in cash, plus another $5.2 billion in other help.
Chapter 13 Bankruptcy Helps You with a Vehicle Loan in Ways Chapter 7 Can’t
Chapter 13 protects you while you catch up on your vehicle loan, or you may not need to catch up on that loan at all.
Chapter 13 Bankruptcy Helps You with Special Debts When Chapter 7 Can’t
Chapter 13 protects you while you catch up on or pay off very important debts.
Bankruptcy Can Do So Much More Than Just Wipe Out Your Debts–But That’s Not A Bad Start
Chapter 7 gives you a fresh financial start by legally erasing your debts. That's enough if your debts are simple ones.
When Bankruptcy Is the Responsible Thing to Do
The best New Year's resolution for improving your life: Find out your legal options for tackling your debts, and then act on what you learn.
Advantages of Paying Your 2012 Income Tax through Chapter 13
If you expect to owe 2012 income tax, you may be able to take care of it simply by paying less to your other creditors.
Defeating Creditors’ Accusations That You Misused Their Credit to Pay for the Holidays
The risk that creditors will not allow you to discharge some of their debts can be minimized through smart timing of your bankruptcy.
The After-Christmas Bankruptcy
It's human nature to hold off filing bankruptcy until after the holidays. Here's what you need to know once you think again about filing.
The Honest Christmas
Your abundant love for your children, spouse, and others is not defined by an (over)abundance of holiday gifts.
“Converting” Your Chapter 13 Case into a Chapter 7 One
When you start a Chapter 13 plan, it's good to have Chapter 7 available as a backup plan.
The Practical Consequences of Voluntarily Dismissing Your Chapter 13 Case
One advantage of filing a Chapter 13 case is that you can get out of it at any time. But what happens if you do dismiss your case?
Dumping Your Chapter 13 Case Midstream
You can usually get out of an ongoing Chapter 13 "adjustment of debts" bankruptcy case by simply asking to do so.
Dumping Your Chapter 7 Case Midstream, or Switching to a Chapter 13 One
You can usually change from an ongoing straight Chapter 7 case into a Chapter 13 payment plan. But getting out of bankruptcy altogether is generally not allowed.
