Giving Thanks for Chapter 7 “Straight Bankruptcy”
Chapter 7 has many important features deserving appreciation.
Chapter 7 and Chapter 13–Vehicle Loans
Two similar scenarios, two very different solutions for keeping a vehicle if you're behind on payments.
Making Sense of Bankruptcy: How Does Chapter 7 Handle the Collateral Securing My Debts?
When you file a Chapter 7 "straight bankruptcy" case you can keep and pay for collateral or return it and not pay the debt.
Making Sense of Bankruptcy: The Vehicle Loan “Cramdown”
Chapter 13 may allow you to significantly reduce your monthly vehicle payment and to pay off the debt for thousands of dollars less.
Crucial Question: Can You Give Examples of Some of the Main Benefits of Chapter 13?
We end this series on Chapter 13 with some illustrations of how it works and why it can be so great.
Thanksgiving Week: Giving Thanks for Special Chapter 13 Tools
Chapter 13 protects you from collection of back child/spousal support and income taxes, & can save you a ton of money on your vehicle loan.
Thanksgiving Week: Giving Thanks for Special Chapter 7 Tools and Tactics
Chapter 7 gets rid of judgment liens and older income taxes, lets business debtors avoid the "means test" and lets you keep a vehicle loan.
Student Loan Debt Is Growing Astoundingly Fast
Credit card debt is almost the same as it was 10 years ago, vehicle debt is only modestly higher, but student loan debt is 4 TIMES as much.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.
The Extraordinary Tools of Bankruptcy: Getting Back Your Just-Repossessed Vehicle
Whether you can get your vehicle back depends on how long ago it was repossessed and whether you file under Chapter 7 or Chapter 13.
Even Simple Chapter 7 Bankruptcy Can . . . Get You Out of Bad Vehicle Loan
Saving the vehicle sometimes is not the best option, so Chapter 7 bankruptcy gives you a safe way out.
Chapter 13 Bankruptcy Helps You with a Vehicle Loan in Ways Chapter 7 Can’t
Chapter 13 protects you while you catch up on your vehicle loan, or you may not need to catch up on that loan at all.