Qualifying to File a Chapter 13 Case
You can file a Chapter 13 case if you are an "individual," have regular income," and don't owe too much.
Voluntary and Involuntary, Individual and Joint Bankruptcy Cases
Almost all consumer bankruptcies are voluntary. Involuntary ones are mostly for businesses. Joint cases with your spouse save time and money.
Making Sense of Bankruptcy: Should You File Bankruptcy without Your Spouse If the Debts are Only in Your Name?
You can file bankruptcy without your spouse, but the question is whether that's the best choice.
Crucial Question: Does My Spouse Have to File Bankruptcy with Me?
You can file bankruptcy without your spouse, but the better question is whether it is wise to do so.