A Caution about Severing Your Chapter 13 Case from Your Spouse
If getting separated or divorced while in a Chapter 13 case, you'll likely each need a new lawyer for independent advice about what to do.
Protect Yourself from Your Co-Signer
If you can't or won't pay a co-signed debt, or pay a co-signer, you need to protect yourself from that debt and from your co-signer.
No Means Test If You Have More Business Debts than Consumer Debts
You only have to pass the means test if you have "primarily consumer debts." If you have more business debts, skip the means test.
When a Creditor Does Not Have an Enforceable Lien
For a debt to be secured, the creditor has to go through the right legal steps. Otherwise you don't have to pay the debt.
Help! My Co-Signer and I Just Got Sued!
If you and someone else jointly owe a debt, bankruptcy can protect you against the debt and against your co-signer. Or if you want, bankruptcy can protect your co-signer.
