Reasons to File a Second Bankruptcy Even If Too Early to Get a Discharge of Your Debts
You can file a new bankruptcy immediately after finishing another one, but why would you?
If You Filed Bankruptcy Just Before the 2005 “Reform,” When Exactly Can You File Again?
You can file a new case 8 years after filing before (so, now or very soon), or possibly only 6 or 4 or 2 years after, or maybe even with no delay.
If You Filed Bankruptcy Just Before the 2005 “Reform,” You Now Can, or Likely Soon Will Be Able to, File Again
After filing bankruptcy, you hope you never have to do that again. But it's good to know that you can if you need to.
Even Simple Chapter 7 Bankruptcy Can Do Much More Than Just Wipe Out Your Debts–Such As?
Chapter 7 bankruptcy can often also wipe judgment liens off the title to your home.
Chapter 13 Bankruptcy Helps You with a Vehicle Loan in Ways Chapter 7 Can’t
Chapter 13 protects you while you catch up on your vehicle loan, or you may not need to catch up on that loan at all.
Chapter 13 Bankruptcy Helps You with Special Debts When Chapter 7 Can’t
Chapter 13 protects you while you catch up on or pay off very important debts.
Advantages of Paying Your 2012 Income Tax through Chapter 13
If you expect to owe 2012 income tax, you may be able to take care of it simply by paying less to your other creditors.
The Practical Consequences of Voluntarily Dismissing Your Chapter 13 Case
One advantage of filing a Chapter 13 case is that you can get out of it at any time. But what happens if you do dismiss your case?
Dumping Your Chapter 13 Case Midstream
You can usually get out of an ongoing Chapter 13 "adjustment of debts" bankruptcy case by simply asking to do so.
Changing Your Mind After Filing Under Chapter 7 or Chapter 13
You have some wiggle room if you either want to get out of your bankruptcy case or change to the other Chapter.
Spouse Needs to Join Bankruptcy to Discharge Income Taxes, But Reluctant Because Has No Other Debts and Has Separate Asset
Finding the best way out of this seeming Catch-22 depends on a full understanding of your unique situation and your goals.
The Discharge of Debts for Married Couples in Chapter 7 and Chapter 13
Filing bankruptcy with or without your spouse affects the discharge of debts you each receive, and also affects whether you file under Chapter 7 or 13.
The “Automatic Stay” for Married Couples in Chapter 7 and Chapter 13
Filing bankruptcy with or without your spouse affects the protection from creditors each of you receives, and also affects whether you file under Chapter 7 or 13.
Attacking Your Debts with Chapter 7 vs. with Chapter 13
Chapter 7 deals with some debts better than does Chapter 13. But Chapter 13 deals with some other debts better than Chapter 7. So what kind of debts do you have?
The “Automatic Stay” in Chapter 7 vs. Chapter 13
Chapter 7 often protects you from creditors well enough. But if need be, Chapter 13 protects you longer.