Bankruptcy Made Simple
Bankruptcy gives you options for taking charge of your financial life.
Larger Families More Likely to Qualify for Shorter Chapter 13 Cases
Soon families of larger than 4 people can have a bit more income and qualify for a 3-year Chapter 13 payment plan instead of a 5-year one.
A Chapter 13 Debt Limit Increase
As of April 1, 2016 you can have a little more debt and still qualify for a Chapter 13 "adjustment of debts"
A Fresh Start at Protecting Your Co-Signer Better
The "co-debtor stay," available only under Chapter 13, is a creative tool for protecting your co-signer from being forced to pay your debt.
A Fresh Start with the Child or Spousal Support Lien on Your Home
The good news is that if you are behind on child or spousal support, with a resulting lien on your home, you can safely protect that home.
A Fresh Start on Your Home with Chapter 13
Adjusting your mortgage and other home-related debts under Chapter 13 can often give your home the very best fresh start.
A Fresh Start on Your Home If You’re Behind on Your Mortgage
If you are behind on your home mortgage & want to keep your home, do a mortgage modification, a forbearance agreement, or a Chapter 13 plan.
Bankruptcy Timing: Filing in 2016 to Write Off More Income Taxes with Chapter 13
With Chapter 13 you may have to pay some part of the taxes that you could just discharge under Chapter 7, but it may be worth it.
The New Year, a Fresh Start!
You know bankruptcy gives you an overall fresh financial start. But it can provide special fresh starts you may not know about.
Bankruptcy Timing and the Holidays: Filing in January to Qualify for Chapter 7 or Shorten Chapter 13 Case
Think about filing bankruptcy in early 2016 if you had some extra source of money in mid-2015.
Peace on Earth, Good Will to All: Merry Christmas!
Bankruptcy can bring you financial peace. And in that process you will likely be treated with respect and good will.
Bankruptcy Timing and the Holidays: Filing in December May Shorten Chapter 13 Case by 2 Years
We show how filing bankruptcy before the end of December could result in a much shorter Chapter 13 case.
Bankruptcy Timing and the Holidays: Extra Income in December Affecting the “Means Test”
We show step-by-step how filing bankruptcy before the end of December can enable you to qualify for Chapter 7 "straight bankruptcy."
Bankruptcy Timing and the Holidays
Filing bankruptcy in December instead of January can make the difference between qualifying for Chapter 7 or being forced into Chapter 13.
Bankruptcy Timing and the Holidays
Filing bankruptcy in December instead of January can make the difference between qualifying for Chapter 7 or being forced into Chapter 13.