Chapter 13 with a 2nd Mortgage, Property Taxes, or Income Tax Lien
Chapter 13 can work much better than Chapter 7 if you have a second mortgage, get behind on property taxes, or have a tax lien on your home.
Qualifying to File a Chapter 13 Case
You can file a Chapter 13 case if you are an "individual," have regular income," and don't owe too much.
A Second Mortgage “Strip” through Chapter 13
"Stripping" off a second mortgage has major immediate and long-term benefits.
Chapter 7 and Chapter 13–Selling Your Home in the Near Future and Protecting Its Increased Equity
Have the flexibility to sell your home when you want, giving time for it to add equity, while keeping creditors away from that equity.
Chapter 7 and Chapter 13–Surrendering Your Home
If you are leaving your mortgage(s) behind, what are the advantages and disadvantages of doing so within the two main bankruptcy options?
Mistakes to Avoid–Selling Your Home under Pressure instead of Waiting until a Better Time
Bankruptcy can buy you a few more months or even several years, so you can sell your home when you're financially and personally ready.