Good Timing Can Shorten Your Chapter 13 Case by 2 Years
We show how wise timing in your filing of a Chapter 13 "adjustment of debts" case could shorten your payment plan from 5 years to 3 years.
The Chapter 13 Trustee
The Chapter 13 trustee is an important player in your "adjustment of debts" case so it helps to know how to deal with him or her.
Plan Modification Before It’s Approved
Sometime you and your lawyer don't know everything you need to know to put together a perfect Chapter 13 plan. So then you can modify it.
Chapter 13 Plan Modification
Before committing to a Chapter 13 "adjustment of debts" it's good to know that its plan can likely be "modified" if your situation changes.
The Chapter 13 Plan
Chapter 13 revolves around your payment plan, which you propose based on your budget, and possibly negotiate with creditors and the trustee.
“General Unsecured” Debts Discharged in Chapter 13
To the extent you do not pay off your debts during a Chapter 13 payment plan, the remaining balance is usually legally written off forever.
