The Automatic Stay
Chapter 7 gives you immediate protection against creditor collection actions. Chapter 13 protects you longer, if needed...
Petition, Schedules, Electronic Filing
The Petition requesting relief and the Schedules of assets, debts, income, and expenses are the key documents filed in your bankruptcy case...
“Residence” and “Domicile” in Bankruptcy
Your domicile, and sometimes your residence, determines whether you can file bankruptcy, where to file, and what property you keep...
“Credit Counseling” and “Debtor Education”
These two requirements are quite straightforward to accomplish, but can trip you up if you don't take care of them when you need to...
Voluntary and Involuntary, Individual and Joint Bankruptcy Cases
Almost all consumer bankruptcies are voluntary. Involuntary ones are mostly for businesses. Joint cases with your spouse save time and money...
The Bankruptcy Chapters–Chapter 7, 9, 11, 12, 13 Cases
You file bankruptcy most likely under Chapter 7 or 13, or possibly 11. Ch. 12 is for farmers and fisherman, Ch. 9 for governmental entities...
