Giving Thanks for Chapter 13 “Adjustment of Debts”
It's way past Thanksgiving but Chapter 13 has many features that make you take notice and appreciate what they can accomplish.
Chapter 7 and Chapter 13–More Vehicle Loans
The second scenario, the Chapter 13 solution for keeping a vehicle if you're behind on payments.
Chapter 7 and Chapter 13–Vehicle Loans
Two similar scenarios, two very different solutions for keeping a vehicle if you're behind on payments.
Mistakes to Avoid–Surrendering Your Vehicle or Getting it Repossessed
Bankruptcy can save your truck or vehicle various ways. Enable you to pay for it by wiping out other debts. Or even by paying less for it.
Big Mistakes to Avoid When Considering Bankruptcy
Decisions that seem to make sense at the time can end up being against your best interest. Hereâs what to look out for.
Making Sense of Bankruptcy: When a Consumer Chapter 7 “Straight Bankruptcy” is Appropriate
Assuming you are a consumer who needs serious relief from your creditors, when should you do a Chapter 7 bankruptcy instead of a Chapter 13 one?
Making Sense of Bankruptcy: The Vehicle Loan “Cramdown”
Chapter 13 may allow you to significantly reduce your monthly vehicle payment and to pay off the debt for thousands of dollars less.
New Year Resolution #15: Get a Fast Financial Fresh Start, Leaving You with No Debts or Only the Debts You Can Handle
Chapter 7 "straight bankruptcy" is quick, usually quite straightforward, and appropriate for more situations than you might think.
New Year Resolution #3: Deal Effectively with Your Car or Truck Loan
Both the Chapter 7 and Chapter 13 types of bankruptcy give you excellent ways to either keep andâif you wantâsafely let go of your vehicle.
New Year Resolution #3: Deal Effectively with Your Car or Truck Loan
Both the Chapter 7 and Chapter 13 types of bankruptcy give you excellent ways to either keep andâif you wantâsafely let go of your vehicle.
Crucial Question: Can You Keep Your Vehicle WITHOUT Catching Up on Its Payments?
You can save your vehicle with Chapter 7 if you can quickly catch up. But if you can't, consider Chapter 13.
The Extraordinary Tools of Bankruptcy: Keeping Your Leased Vehicle through Chapter 13
If you are not current on your leased vehicle but want to keep it, file a Chapter 13 case if you can't bring the account current right away.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.