When a Creditor Has a Disputed Lien in Chapter 13
When a creditor may not have a valid lien, Chapter 13 gives you a good way to defeat that disputed lien and the claim against your property.
When a Creditor Does Not Enforce its Lien in Chapter 13
When a creditor fails to enforce its lien in a Chapter 7 case, you are left exposed. Not so under Chapter 13.
When a Creditor Does Not Enforce its Lien
Sometimes, even if what you bought is legally collateral on a debt, you can just write off and not pay the debt yet keep what you bought.
Resolving a Recorded Tax Lien Partly Secured by Home Equity
Chapter 13 forces the IRS/state to accept only partial payment on an income tax debt that is only partially secured by a tax lien.
A Fresh Start on Your Vehicle Loan through Chapter 13 “Cramdown”
If your vehicle is worth less than you owe, Chapter 13 "cramdown" can reduce your monthly vehicle payment and the total you pay on the loan.
Chapter 7 and Chapter 13–Unsecured Debts
Which of the two consumer bankruptcy options is better for you if you have lots of unsecured debts depends on the kind of unsecured debts.
Chapter 7 and Chapter 13–Stripping a Second (or Third) Mortgage
Stripping a mortgage from the title to your home could save you a tremendous amount of money.
Chapter 7 and Chapter 13–Personal Property as Purchased Collateral
How does bankruptcy treat something you bought--furniture, an appliance, or some electronics--when that thing is collateral on a debt?
Making Sense of Bankruptcy: The Vehicle Loan “Cramdown”
Chapter 13 may allow you to significantly reduce your monthly vehicle payment and to pay off the debt for thousands of dollars less.
New Year Resolution #15: Get a Fast Financial Fresh Start, Leaving You with No Debts or Only the Debts You Can Handle
Chapter 7 "straight bankruptcy" is quick, usually quite straightforward, and appropriate for more situations than you might think.
Crucial Question: How Much Do You Pay to Your Creditors in a Chapter 13 Case?
Under Chapter 13 some special creditors may be paid in full, while others are paid much less, sometimes even nothing. What determines this?
Crucial Question: In a Chapter 13 Case, How Do You Keep Collateral That’s Not a Home or Vehicle?
A Chapter 13 plan lets you propose what collateral you want to keep and what it is worth paying for, giving you a lot of leverage.
Filing “Chapter 20” to Defeat the Chapter 13 Debt Limits, and More
If you owe too much debt but still need the benefits of Chapter 13, consider "Chapter 20."
New Debt Limits Are Now in Effect in Chapter 13 Cases
As of April 1, you can owe more debt and still qualify for Chapter 13.
Even Simple Chapter 7 Bankruptcy Can . . . Get You Out of Bad Vehicle Loan
Saving the vehicle sometimes is not the best option, so Chapter 7 bankruptcy gives you a safe way out.