Chapter 7 and Chapter 13–“Cramdown” on Personal Property Collateral
After covering Chapter 7 last time, now how does Chapter 13 help you keep (or surrender) collateral on a debt?
Chapter 7 and Chapter 13–Personal Property as Purchased Collateral
How does bankruptcy treat something you bought--furniture, an appliance, or some electronics--when that thing is collateral on a debt?
Chapter 7 and Chapter 13–Vehicle Loans
Two similar scenarios, two very different solutions for keeping a vehicle if you're behind on payments.
Making Sense of Bankruptcy: “Secured,” “Priority,” and “General Unsecured” Debts
Bankruptcy is about debts, and about how your different kinds of debts are handled under either Chapter 7 or Chapter 13.
Making Sense of Bankruptcy: How Does Chapter 7 Handle the Collateral Securing My Debts?
When you file a Chapter 7 "straight bankruptcy" case you can keep and pay for collateral or return it and not pay the debt.
How Bankruptcy Handles . . . a Recorded Income Tax Lien that Is Partially Secured by Your Assets
A tax lien may attach to something you own, worth less than the amount of the tax you owe. How can you get rid of that tax lien?
Crucial Question: Can I Exclude a Creditor from My Bankruptcy Case?
In general, you must include every creditor in your bankruptcy documents. Most concerns you may have about this can be satisfied.
Crucial Question: In a Chapter 7 Case, How Do You Keep Collateral That’s Not a Home or Vehicle?
Have your attorney first make sure that your creditor has a right to the collateral. If so, arrange to pay for the right to keep it.
Whistleblowing “Independent Claim Reviewer” Reveals the Lie Behind the Recent $8.5 Billion Bank Foreclosure Abuses Settlement
Evidence is mounting that the banks suppressed the "independent" reviewers' efforts to find foreclosure abuses and compensate homeowner victims.