relief from automatic stay Archives

Filing bankruptcy stops creditors' collections against you immediately. But sometimes a creditor tries to get permission to collect anyway.

A creditor might want to pay a claim through your insurance, or finish a lawsuit to establish that you got the debt through fraud.

A creditor may ask the bankruptcy court to let another court finish a lawsuit about liability and/or the amount of damages.

Filing bankruptcy can stop an eviction, unless the landlord has already gotten a judgment of possession. Don't wait--timing is crucial.

To keep possession of your property that is collateral on a secured debt, you need to give the creditor "adequate protection."

A creditor might want to pursue your co-debtor, protect itself from violating the stay, or take some other action other than collect money.

A creditor might ask to pursue an insurance-paid claim or to finish a lawsuit determining if you incurred the debt through fraud.

Creditors sometimes have good reasons to ask for permission to finish resolving an ongoing dispute outside of bankruptcy court.