Mistakes to Avoid–Selling Your Home under Pressure instead of Waiting until a Better Time
Bankruptcy can buy you a few more months or even several years, so you can sell your home when you're financially and personally ready.
Mistakes to Avoid–Selling Your Home without First Stripping the Second Mortgage
One way that bankruptcy--Chapter 13 in particularâ--could save you a tremendous amount of money is with a second (or third) mortgage strip.
Mistakes to Avoid–Selling Your Home out of Desperation
If you're hurting financially and getting pressured to sell your home, first get bankruptcy advice to potentially save you lots of money.
Making Sense of Bankruptcy: Does Chapter 7 or Chapter 13 Better Protect Your Home?
Although either kind of bankruptcy will stop an approaching foreclosure, which one should you choose?
Making Sense of Bankruptcy: Protecting Your Home from Foreclosure with the “Automatic Stay”
Either Chapter 7 or 13 will stop a foreclosure, even if your lender unintentionally or purposely proceeds with the foreclosure sale.
Making Sense of Bankruptcy: 5 Powerful Ways Chapter 13 Saves Your Home
Chapter 13 "adjustment of debts" provides a set of tools, each one solving a different problem that could otherwise lead to losing your home.
Making Sense of Bankruptcy: Choosing between Chapter 7 and Chapter 13 to Save Your Home
If you're behind on your home mortgage, when would a Chapter 7 regular bankruptcy be enough vs. needing the benefits of a Chapter 13 plan?
Making Sense of Bankruptcy: Qualifying for a Second (or Third) Mortgage “Strip”
You can strip a junior mortgage from the title to your home if the home is not worth enough to have any of its equity covering that mortgage.
Making Sense of Bankruptcy: Qualifying for a Second (or Third) Mortgage “Strip”
You can strip a junior mortgage from the title to your home if the home is not worth enough to have any of its equity covering that mortgage.
Making Sense of Bankruptcy: Catch up on your Home Mortgage Arrearage
A Chapter 13 "adjustment of debts" gives you many tools to save your home, starting with giving lots of time to catch up on your mortgage.
Crucial Question: Can You Give Examples of Some of the Main Benefits of Chapter 13?
We end this series on Chapter 13 with some illustrations of how it works and why it can be so great.
Crucial Question: Can You File a Chapter 7 “Straight Bankruptcy” If You Want to Keep Your Home But Are Behind on Mortgage Payments?
Yes, Chapter 7 may make sense if discharging your other debts would enable you to catch up on your back mortgage payments quickly enough.
Chapter 13 Bankruptcy Helps You with Special Debts When Chapter 7 Can’t
Chapter 13 protects you while you catch up on or pay off very important debts.
A Rule of Thumb about Chapter 7 vs. Chapter 13
If you qualify for both Chapter 7 and 13, look closely at how much you'd be helped by Chapter 13 before choosing Chapter 7 merely because it's simpler.
The Most Important Choice in Bankruptcy
Chapter 13 costs much more than Chapter 7, takes about 10 times as long, so you do a Chapter 7 if possible, right?