Bankruptcy Timing and the Holidays
Filing bankruptcy in December instead of January can make the difference between qualifying for Chapter 7 or being forced into Chapter 13.
Giving Thanks for Chapter 7 “Straight Bankruptcy”
Chapter 7 has many important features deserving appreciation.
Chapter 7 and Chapter 13
Sometimes it's obvious which of the two consumer bankruptcy solutions is right for you. But not always. You might be surprised.
Making Sense of Bankruptcy: The Truth about Qualifying to File a Chapter 7 Case
The reality is that most people who want to file a "straight bankruptcy" Chapter 7 case can do so; if not, Chapter 13 may be better anyway.
Making Sense of Bankruptcy: Using the Pickiness of the “Means Test” to Your Advantage
Because of the very particular way that the means test measures income, the timing of your bankruptcy filing may be crucial.
Making Sense of Bankruptcy: Avoiding the “Means Test” in a Business Bankruptcy
If you have debts from a closed or about-to-close business, you may be excused from the "means test" and can qualify for Chapter 7.
Making Sense of Bankruptcy: Is My Income Low Enough to Pass the “Means Test”?
Most people qualify to file a Chapter 7 "straight bankruptcy" by having low enough "income"
Making Sense of Bankruptcy: When a Consumer Chapter 7 “Straight Bankruptcy” is Appropriate
Assuming you are a consumer who needs serious relief from your creditors, when should you do a Chapter 7 bankruptcy instead of a Chapter 13 one?
Thanksgiving Week: Giving Thanks for Special Chapter 7 Tools and Tactics
Chapter 7 gets rid of judgment liens and older income taxes, lets business debtors avoid the "means test" and lets you keep a vehicle loan.
Crucial Question: What Is the “Means Test” in a Chapter 7 Bankruptcy?
To qualify for filing Chapter 7 bankruptcy, you must pass the "means test." It is usually quite easy to pass.
Do I Need an Attorney to File a “Simple” Chapter 7 Bankruptcy?
The federal court itself says it is "extremely difficult" to go through a Chapter 7 case successfully without an attorney.
New Bankruptcy Dollar Amounts Effective April 1, 2013 Could Affect Your Case
Here is a summary of the changes. They apply only to new bankruptcy cases filed starting April 1.
The After-Christmas Bankruptcy
It's human nature to hold off filing bankruptcy until after the holidays. Here's what you need to know once you think again about filing.
How to File a Chapter 7 “Straight Bankruptcy” Even If You Make More than the “Median Family Income”
The amount of your income may not disqualify you from Chapter 7.
I Make Too Much for Chapter 7, Owe Too Much for Chapter 13, So Now What Do I Do?
If you don't qualify for either Chapter 7 or 13, do you have to do a very expensive Chapter 11 reorganization? Or could you still qualify after all?