Flexibility in Selling Your Home through Chapter 13
If you are behind on your mortgage and want to sell, you may be able to delay the home sale for years and pay the arrearage out of the sale.
Catching up on Your Home Mortgage through Chapter 13
You have much, much more time to catch up on unpaid mortgage payments, as well as any unpaid property taxes.
A Fresh Start for Your Home Partly Encumbered by a Tax Lien
Chapter 13 handles a tax lien on a home especially well when the home has enough equity to cover some but not all of the tax lien amount.
A Fresh Start by “Stripping” Your Second Mortgage
Stripping your second mortgage could give your home the very best fresh start by saving you a tremendous amount of money.
A Fresh Start with a Forbearance Agreement
Whether you're about to fall behind on your mortgage or have already done so, a forbearance agreement avoids foreclosure while you catch up.
A Fresh Start with a Mortgage Modification
Mortgage modification may reduce your monthly payments but not likely reduce your balance owed. So it costs less short-term, not long-term.
Chapter 7 and Chapter 13–Delayed Sale of Your Home
In a Chapter 13 case you can schedule to sell your home as part of the court-approved plan, or leave it more flexible.
Chapter 7 and Chapter 13–Selling Your Home in the Near Future and Protecting Its Increased Equity
Have the flexibility to sell your home when you want, giving time for it to add equity, while keeping creditors away from that equity.
Chapter 7 and Chapter 13–Selling Your Home with Equity but Have Lots of Other Debts
Protect the equity in your home from your creditors through either of the consumer bankruptcy options.
Chapter 7 and Chapter 13–Too Much Equity in Your Home
Most homeowners contemplating bankruptcy have their home equity protected by their homestead exemption. If not, consider Chapter 13.
Chapter 7 and Chapter 13–Stripping a Second (or Third) Mortgage
Stripping a mortgage from the title to your home could save you a tremendous amount of money.
Chapter 7 and Chapter 13–Home Mortgage Overview
How do these two consumer options help with your home mortgage(s)?
Mistakes to Avoid–Selling Your Home Because You Canât Afford the Mortgage Payments
Could you afford your home if you didn't have to pay your other creditors or didnât have to pay second mortgage payments?
Mistakes to Avoid–Selling Your Home to Prevent Its Foreclosure
Stopping a foreclosure through Chapter 7 or 13 while addressing your whole financial picture can be much better than hurrying a home sale.
Mistakes to Avoid–Selling Your Home under Pressure instead of Waiting until a Better Time
Bankruptcy can buy you a few more months or even several years, so you can sell your home when you're financially and personally ready.