Making Sense of Bankruptcy: Choosing between Chapter 7 and Chapter 13 to Save Your Home
If you're behind on your home mortgage, when would a Chapter 7 regular bankruptcy be enough vs. needing the benefits of a Chapter 13 plan?
Making Sense of Bankruptcy: Does Filing a Chapter 7 “Straight Bankruptcy” Stop a Home Foreclosure or is a Chapter 13 Needed?
A Chapter 7 case can stop a foreclosure just as well as a usually more complicated Chapter 13 one, but then what?
Making Sense of Bankruptcy: Catch up on your Home Mortgage Arrearage
A Chapter 13 "adjustment of debts" gives you many tools to save your home, starting with giving lots of time to catch up on your mortgage.
New Year Resolution #2: Find Out About All the Powerful Ways Bankruptcy Can Save Your Home
Chapter 7 "straight bankruptcy" & especially Chapter 13 "adjustment of debts" come with some truly powerful tools for preserving your home.
Crucial Question: Why Even Consider a Chapter 13 Case When Chapter 7 Looks Good Enough?
5 more very good reasons Chapter 13 is worth a close look, even if it takes much longer, and looks more expensive at first.
Even a Simple Chapter 7 Bankruptcy Can . . . Help You Walk Away from Your Mortgage
Filing Chapter 7 bankruptcy in the midst of letting go of your home can be a smart combination.
Whistleblowing “Independent Claim Reviewer” Reveals the Lie Behind the Recent $8.5 Billion Bank Foreclosure Abuses Settlement
Evidence is mounting that the banks suppressed the "independent" reviewers' efforts to find foreclosure abuses and compensate homeowner victims.
The Maddening Reality behind the New $8.5 Billion Settlement of the Banks’ Foreclosure Abuses
This settlement means for of the same for the New Year: "no accountability for financial institutions and little help for borrowers," according to a NY Times op-ed.
New $8.5 Billion Settlement between Federal Regulators and 10 Banks for Home Foreclosure Abuses
3.8 million people whose homes were in foreclosure in 2009 and 2010 will receive $3.3 billion in cash, plus another $5.2 billion in other help.
The Nitty-Gritty about Catching Up on Your Mortgage through Chapter 13–Part 2
More answers about how Chapter 13 gives you up to 5 years to catch up on your past-due mortgage.
Independent Monitor Releases 1st Report on the Bank’s Compliance with the National Mortgage Settlement
This report provides tons of accessible information, lots of clear graphics. Includes a detailed timetable, and state-by-state compliance data.
The Costs and Benefits of Surrendering Collateral in Chapter 13
Chapter 13 buys you flexibility when you want to keep your home or vehicle, but might need to surrender it after all. But it'll cost you.
Power Over Your Secured Creditors in Chapter 7
Your secured creditors are often the ones you most care about, because the creditor can take your collateral. Chapter 7 strengthens your hand, improving your options.
State Sued for Diverting $50 Million from its Foreclosure Settlement Fund
The state with the highest foreclosure rate, Arizona, is being sued for violating the settlement's federal consent judgment by not using the funds for helping homeowners.
Some States Are Not Using Their Foreclosure Settlement Funds to Help Homeowners
States recently received $2.5 billion from the major banks for foreclosure prevention and related help for homeowners. But much of that is not being used for those purposes.