Does Hiring a Bankruptcy Lawyer Stop Collection Actions?
Hiring a bankruptcy lawyer can stop creditor phone calls and some other potentially very important collection actions against you.
The Automatic Stay
Chapter 7 gives you immediate protection against creditor collection actions. Chapter 13 protects you longer, if needed.
Criminal Debts Not Discharged in Bankruptcy
Bankruptcy can't discharge--permanently write off--criminal debts, but it can still help in indirect but potentially game-changing ways.
Making Sense of Bankruptcy: What’s the Required “Debtor Education”?
"Credit counseling" has to be done shortly before filing bankruptcy, "debtor education" shortly after. The latter may even be worthwhile.
Making Sense of Bankruptcy: What’s the Required “Credit Counseling”?
This is a usually an easy hoop to jump through, but do it with the right timing.