Preventing a Judgment Lien against Your Home
Letting a creditor get a judgment against you is dangerous, for a lot of reasons. One of the biggest dangers is a judgment lien on your home.
Debts Not Listed in Your Bankruptcy Documents
If one of your creditors is not included in your "schedules" you risk continuing to owe that debt after your bankruptcy is finished.
New Thresholds for a “Luxury” Purchase or Cash Advance to Be Presumed Fraudulent
Creditors will be a little less likely to challenge the writing off of recent uses of credit.
A Fresh Start against Your Co-Signer
Through bankruptcy, you may be able to and want to pay a co-signed debt. If not, you need protection from that debt and from your co-signer.
Bankruptcy Timing and the Holidays: “Preferenceâ Payments
You may have extra motivation and greater ability to repay a personally important debt this time of year. But maybe you shouldn't.
Mistakes to Avoid: Paying a Favored Creditor Before Filing Bankruptcy
Doing what you believe is the right thing can backfire, if you pay a special creditor before you file bankruptcy.
Making Sense of Bankruptcy: Avoid Dangerous “Preference” Payments
Be careful about trying to be nice and paying back relatives and friends in order to keep them out of your bankruptcy case.
Crucial Question: What Unexpected Creditors Should I Include in My Bankruptcy Case?
Sometimes you don't know who exactly you owe on a debt. Or whether you owe a debt at all. List all possible creditors to make sure.
Crucial Question: Can I Exclude a Creditor from My Bankruptcy Case?
In general, you must include every creditor in your bankruptcy documents. Most concerns you may have about this can be satisfied.
Crucial Question: If I File Bankruptcy Who Will Be Told, Who Can Find Out?
A bankruptcy filing is a matter of public record, so anybody can find out about it. But mostly just your creditors will know.
Crucial Question: How Quickly Will the Creditors Stop Calling, Suing, Garnishing?
Two steps: 1) Hiring an attorney stops collection calls and some other creditor actions. 2) Filing bankruptcy stops everything else.
The Extraordinary Tools of Bankruptcy: Avoid Hurting Your Favorite Creditor
If you're careful it's easy to avoid the rude surprise of hurting the friend, relative or other creditor you paid before filing bankruptcy.
The Extraordinary Tools of Bankruptcy: Avoid Hurting Your Favorite Creditor
If you're careful it's easy to avoid the rude surprise of hurting the friend, relative or other creditor you paid before filing bankruptcy.
Just Been Sued by a Creditor? How Bankruptcy Helps Right Away
Getting sued by a creditor is a wake-up call to consider filing bankruptcy. If it's the right thing to do, there are advantages to filing before your deadline to respond to the lawsuit.
Power to Keep Your Vehicle, Appliances, and Other Collateral
If you want to hold onto your vehicle, or other collateral, Chapter 13 makes it happen.