Giving Final Thanks for Chapter 13 “Adjustment of Debts”
Chapter 13 helps if you owe divorce debts, have personal property collateral, are behind on property taxes, or owe old and new income taxes.
Giving Thanks for Chapter 13 “Adjustment of Debts”
It's way past Thanksgiving but Chapter 13 has many features that make you take notice and appreciate what they can accomplish.
Chapter 7 and Chapter 13–“Cramdown” on Personal Property Collateral
After covering Chapter 7 last time, now how does Chapter 13 help you keep (or surrender) collateral on a debt?
Chapter 7 and Chapter 13–More Vehicle Loans
The second scenario, the Chapter 13 solution for keeping a vehicle if you're behind on payments.
Chapter 7 and Chapter 13–Encumbered Assets
Some of the assets you may want to protect in a bankruptcy case are those that are security for debts.
Chapter 7 and Chapter 13
Sometimes it's obvious which of the two consumer bankruptcy solutions is right for you. But not always. You might be surprised.
Making Sense of Bankruptcy: The Vehicle Loan “Cramdown”
Chapter 13 may allow you to significantly reduce your monthly vehicle payment and to pay off the debt for thousands of dollars less.
New Year Resolution #14: Pay As Much of Your Debts As You Can, Under Your Own Terms, and Then Owe No More
Chapter 13 is a tremendously flexible way to pay as much as your budget allows, over a reasonable time, and then write off the rest.
Crucial Question: Can You Give Examples of Some of the Main Benefits of Chapter 13?
We end this series on Chapter 13 with some illustrations of how it works and why it can be so great.
Crucial Question: Why File Under Chapter 13 If You Have to Pay Something to Your Creditors Instead of Paying Nothing Under Chapter 7?
Chapter 13 has huge advantages in many situations, often making any extra cost well worthwhile.
Crucial Question: What Is Chapter 13 Bankruptcy?
Chapter 13 is a creative and flexible way to deal with your debts, often much more powerfully that a Chapter 7 "straight bankruptcy" can.
Crucial Question: In a Chapter 13 Case, How Do You Keep Collateral That’s Not a Home or Vehicle?
A Chapter 13 plan lets you propose what collateral you want to keep and what it is worth paying for, giving you a lot of leverage.
Crucial Question: Can You Keep Your Vehicle WITHOUT Catching Up on Its Payments?
You can save your vehicle with Chapter 7 if you can quickly catch up. But if you can't, consider Chapter 13.
20 Extraordinary Tools of Bankruptcy
In so many often surprising ways, bankruptcy can fix your earlier mistakes, undo harms caused by creditors, and clear a better path forward.
The Extraordinary Tools of Bankruptcy: Rewriting the Payment Terms of Your Vehicle Loan through “Cramdown”
If your vehicle loan is more than two and a half years old, you can maybe lower both your monthly payment and the total amount to be paid.