Using the Co-Debtor Stay of Chapter 13
If protecting your co-debtor from having to pay your debt is a high priority, Chapter 13 has a remarkable tool for doing that.
Permanently Write Off Debts in Bankruptcy
The main goal of bankruptcy is often to write off--"discharge"--your debts. Here's how it works in Chapter 7 "straight bankruptcy."
Unsecured Creditors’ Proofs of Claim in Chapter 13
Often creditors' proofs of claim do not affect the amount you have to pay in a Chapter 13 case. But sometimes they make a huge difference.
Making Sense of Bankruptcy: How Secured Debts are Treated in a Chapter 7 “Straight Bankruptcy”
Bankruptcy pays a lot of attention to and can help you deal with your secured debts in many favorable ways.
Making Sense of Bankruptcy: Filing without Your Spouse to Protect His or Her Assets
You may not need to file bankruptcy without your spouse to prevent her or her asset(s) to be liquidated.
Making Sense of Bankruptcy: Avoiding the “Means Test” in a Business Bankruptcy
If you have debts from a closed or about-to-close business, you may be excused from the "means test" and can qualify for Chapter 7.
Making Sense of Bankruptcy: How to Protect Your Co-Signer
The "co-debtor stay" gives you an extraordinary way to take care of debts that someone co-signed for you.
Crucial Question: Can I Protect a Co-Signer Even in a Chapter 7 âStraight Bankruptcyâ?
Sometimes you donât need the extra help of the Chapter 13 âco-debtorâ stay to protect your co-signer from your debt problems.