A Fresh Start at Protecting Your Co-Signer Better
The "co-debtor stay," available only under Chapter 13, is a creative tool for protecting your co-signer from being forced to pay your debt.
Thanksgiving for the Rule of Law
This Thanksgiving, even in the midst of scary personal financial pressures, there is much to be thankful for.
Mistakes to Avoid–Selling Your Home to Prevent Its Foreclosure
Stopping a foreclosure through Chapter 7 or 13 while addressing your whole financial picture can be much better than hurrying a home sale.
Making Sense of Bankruptcy: The Truth about Qualifying to File a Chapter 7 Case
The reality is that most people who want to file a "straight bankruptcy" Chapter 7 case can do so; if not, Chapter 13 may be better anyway.
Making Sense of Bankruptcy: The Sometimes Easy, Sometimes Not So Easy, Choice between Chapter 7 and 13
Chapter 7 "straight bankruptcy" and Chapter 13 "adjustment of debts" are quite different, but still be open-minded about which is better.
Making Sense of Bankruptcy: The Most Basic Information
Bankruptcy empowers you with options, including "straight bankruptcy" vs. an "adjustment of debts," and options about creditors in each.
Making Sense of Bankruptcy: Should You Use a Petition Preparer to File Bankruptcy?
You'd never have a medical transcriptionist do surgery on you. You need the surgeon's professional judgment and skill. Same with bankruptcy.
Making Sense of Bankruptcy: How to Pay for Your Bankruptcy Lawyer
There are usually ways to pay for the legal representation you need for dealing with your debt problems. First find a lawyer you can trust.
Making Sense of Bankruptcy: “Secured,” “Priority,” and “General Unsecured” Debts
Bankruptcy is about debts, and about how your different kinds of debts are handled under either Chapter 7 or Chapter 13.
Making Sense of Bankruptcy: Don’t Lose the Crucial “Automatic Stay” through Multiple Bankruptcy Filings
A law designed to stop the "serial filing" of bankruptcy cases could take away from you one of your most important weapons against creditors.
Making Sense of Bankruptcy: Don’t Lose the Crucial “Automatic Stay” through Multiple Bankruptcy Filings
A law designed to stop the "serial filing" of bankruptcy cases could take away from you one of your most important weapons against creditors.
Making Sense of Bankruptcy: How Neither Chapter 7 nor Chapter 13 Can Write off Debts from a Criminal Conviction But Can Still Provide Crucial Help
Bankruptcy can allow you to focus on your criminal defense costs and debts, as well as potentially avoid other expenses and obligations.
Making Sense of Bankruptcy: Does Filing a Chapter 7 “Straight Bankruptcy” Stop a Home Foreclosure or is a Chapter 13 Needed?
A Chapter 7 case can stop a foreclosure just as well as a usually more complicated Chapter 13 one, but then what?
Making Sense of Bankruptcy: Is My Income Low Enough to Pass the “Means Test”?
Most people qualify to file a Chapter 7 "straight bankruptcy" by having low enough "income"
New Year Resolution #9: Keep Operating Your Promising Business While Protecting Both It and You from Creditors
Would your small business thrive if you could just get some relief from your creditors? Especially the tax collectors? Consider Chapter 13.