Landlord’s Power over Bankruptcy to Evict Bad Tenants
A landlord can take possession of a rental fast if you're endangering the rental property or illegally using a controlled substance there.
Family Court Proceedings and Debts in Bankruptcy
Bankruptcy prevents or stops only certain limited divorce/family law proceedings. Others, including collection of ongoing support, continue.
Stopping Eviction from Your Rental through Bankruptcy
Filing bankruptcy can stop a residential rental eviction. But only if you file your bankruptcy case before a judgment of possession.
Limited Automatic Stay Protection for Unpaid Child/Spousal Support
Chapter 7 doesn't stop collection of unpaid support, but may enable you to catch up. Chapter 13 does stop this collection, conditionally.
No Automatic Stay after Multiple Prior Bankruptcy Filings
If you've had more than 1 case filed and dismissed within the last year, you'll need to show "good faith" to get automatic stay protection.
Prevent Losing the Automatic Stay Because of a Prior Bankruptcy Filing
Either 1) wait one year to file your bankruptcy case after getting a prior bankruptcy case dismissed or 2) justify why the dismissal happened.
Stop Student Loan Collections to Discharge or Deal with the Loan
Filing Chapter 7 stops a student loan garnishment and other collection activities. Then use "undue hardship' or focus on the student loan.
Stop IRS Garnishment to Start Installment Payment Plan
Filing Chapter 7 bankruptcy stops an IRS/state garnishment and other collection activities, even if it's for a tax you still have to pay.
Preventing Wage Garnishment through Bankruptcy
Filing bankruptcy protects your paycheck. It does so because federal bankruptcy prevents a state court wage garnishment order.
Does Hiring a Bankruptcy Lawyer Stop Collection Actions?
Hiring a bankruptcy lawyer can stop creditor phone calls and some other potentially very important collection actions against you.
A Handy Guide to Chapter 7 vs. 13 for Your Secured Debts
When is it better to reaffirm your secured debt--such as a vehicle loan--in a Chapter 7 case or instead cram it down under Chapter 13?
Chapter 7 vs. 13 When Your Vehicle is Worth Too Much
Usually your car or truck is protected in bankruptcy with a vehicle exemption. Or if the vehicle is worth too much Chapter 13 can protect it.
Cramdown on Vehicle Not Bought for Personal Use
The 910-day condition for doing a vehicle debt cramdown doesn't apply if the vehicle was not "acquired for the personal use of the debtor."
Cramdown on Collateral Not Purchased with the Debt
The 910-day & 1-year conditions for doing a Chapter 13 cramdown don't apply if the creditor doesn't have a purchase money security interest.
Verifying that a Creditor Has a Valid Security Interest
A creditor's rights over you in either Chapter 7 or 13 vastly increase if it has a security interest. Now's the time to find out for sure.